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Michael McLachlan | RE/MAX Hallmark Realty Ltd., Brokerage

Michael McLachlan, Broker at RE/MAX Hallmark Realty Ltd., Brokerage: Toronto real estate, homes and condos for sale.

http://www.michaelmclachlan.com/

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in●●@realestateapps.ca

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to●●to , Ontario, M3C3M8

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in●●@realestateapps.ca

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Michael McLachlan | RE/MAX Hallmark Realty Ltd., Brokerage | michaelmclachlan.com Reviews
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Michael McLachlan, Broker at RE/MAX Hallmark Realty Ltd., Brokerage: Toronto real estate, homes and condos for sale.
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Michael McLachlan | RE/MAX Hallmark Realty Ltd., Brokerage | michaelmclachlan.com Reviews

https://michaelmclachlan.com

Michael McLachlan, Broker at RE/MAX Hallmark Realty Ltd., Brokerage: Toronto real estate, homes and condos for sale.

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1

Home Operating Costs | Michael McLachlan | RE/MAX Hallmark

https://michaelmclachlan.com/home-operating-costs

Home Operating Costs and Other Costs. Property owners have the option of paying their property taxes in eight installments over the course of the calendar year. Mortgage companies may insist that they pay the property tax and collect it with your monthly mortgage payment. Realty taxes range from $1,000 to $5,000 a year depending on the size and location of the property. Taxes are reassessed on an ongoing basis. WATER and SOLID WASTE MANAGEMENT. Most properties in Toronto are now on water meters and are b...

2

Understanding Financing | Michael McLachlan | RE/MAX Hallmark

https://michaelmclachlan.com/understanding-financing

Homes come in every size, style and price range. Knowing what you can afford at the beginning of your search saves you time and disappointment later on. Lenders such as banks and trust companies allow you to spend approximately 32%* of your gross monthly income on housing costs (including property taxes, heating and, if applicable, 50% of condominium fees. The ratio of debt to income is referred to as the Gross Debt Service ratio or GDS. USING YOUR RRSP TO PURCHASE A HOME.

3

Proper Pricing | Michael McLachlan | RE/MAX Hallmark

https://michaelmclachlan.com/proper-pricing

Benefits To Proper Pricing. When your home sells faster, you save carrying costs, mortgage payments, other ownership costs and is less stress on your family. If you moved before, you know the energy it takes to prepare for showing: keep the home clean, make child care arrangements and alter your lifestyle. Proper pricing reduces this. Exposure To More Buyers. At market value, you open your home up to more people who can afford the price. Better Response From Ad And Sign Calls.

4

Resources | Michael McLachlan | RE/MAX Hallmark

https://michaelmclachlan.com/resources

Helpful Links and Resources. Official Website for The City of Toronto. Toronto District School Board. Toronto Real Estate Board. Ontario Real Estate Association. Canada Mortgage and Housing Corporation. The Canadian Real Estate Association. We offer these links as a convenience but we are not responsible for the accuracy of the information provided on these websites. Is provided by Real Estate Apps, Inc.

5

Before Closing for Buyers | Michael McLachlan | RE/MAX Hallmark

https://michaelmclachlan.com/before-closing-for-buyers

From Now Until Closing Day. Moving Truck Book It Early. Lawyer Do they have all the documents they need? Bank/Mortgage Broker Do they have all the documents they need? Home Insurance Company Obtain home insurance. Schools Set up or change registration for children. To Set Up Or Disconnect. Landline phone and/or cellular. Notify of Address Change. Child Tax and/or Tax Credit Program. Banks, Credit cards and Revenue Canada. Doctor, Health Card, Pharmacy. Is provided by Real Estate Apps, Inc.

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