craiglarabee.blogspot.com
Craig Larabee: April 2011
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The thoughts and musings of Craig Larabee. Apr 26, 2011. The Housing Affordability Index reached a record high of 192.3 for February, 2011. Two contributing factors to the Index are the price adjustments homes have experienced in recent years combined with the unusually low mortgage rates make this an outstanding opportunity for buyers who can qualify. All markets are different and every situation is unique. The only certain way to determine would be to investigate your individual situation. You ...Forge...
craiglarabee.blogspot.com
Craig Larabee: September 2011
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The thoughts and musings of Craig Larabee. Sep 19, 2011. With the exception of a mortgage payment, the largest homeowner expense is utilities; and energy is the major component. There are lots of contributing factors such as air leaks, insulation, heating and cooling equipment, water heaters and lighting. Take 3 1/2 minutes and watch Energy 101. Consider hiring a professional home energy auditor. The Department of Energy has a checklist. With some valuable suggestions. Sep 12, 2011. Suppose a buyer purch...
craiglarabee.blogspot.com
Craig Larabee: March 2011
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The thoughts and musings of Craig Larabee. Mar 25, 2011. Home Buyer Tax Credit. Check out this link for the latest news abou the Home Buyer Tax Credit. Mar 18, 2011. How to Maximize Your Strengths at Work. We are all looking for the best ways to use our time and maximize the output right? Sometimes that requires a little evaluation of our strengths and our weaknesses. I would encourage you all to click on the link below and use the template to help determine your strengths and maximize YOUR ouput!
craiglarabee.blogspot.com
Craig Larabee: Waiting Might Cost MORE!
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The thoughts and musings of Craig Larabee. Nov 15, 2011. Waiting Might Cost MORE! Rising rates are almost certain, due to looming inflation fueled by higher gas and food prices and the enormous amount of deficit spending. FHA loan limits have been reduced – they are lower than conventional limits in most markets and FHA has suggested that they might be reduced further. In an effort to solidify the lending industry, qualifying is becoming harder for the buyer and more expensive at the same time. Many ...
craiglarabee.blogspot.com
Craig Larabee: The Best Way Home
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The thoughts and musings of Craig Larabee. Nov 23, 2011. The Best Way Home. It's not far, if you know the way. Maybe it is an obvious statement but there are some definite steps that will improve your success in buying a home in today's market. Know you credit score. The best mortgage rates are available to borrowers with the highest scores. Unless you know what your credit score is at all three major bureaus, you don't really know what rate you'll have to pay. Clean up your credit. As your real estate p...
craiglarabee.blogspot.com
Craig Larabee: October 2011
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The thoughts and musings of Craig Larabee. Oct 26, 2011. It takes money to buy a home: yours or theirs. If you're not going to pay cash for a home, you need to find out exactly what you can borrow and what it will cost before you start looking at homes. You are entitled to a free credit report from each of the three major credit bureaus each year. Go to AnnualCreditReport.com. Housing affordability is at a near record height due to the incredibly low interest rates and low home prices. Some areas are...
craiglarabee.blogspot.com
Craig Larabee: November 2011
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The thoughts and musings of Craig Larabee. Nov 30, 2011. Why Pay Full Price? No one wants to pay more than its value regardless of the product. When you buy bananas for 49 cents a pound at one store and see them for 39 cents a pound at another store, its not the ten cent difference as much as it is about overpaying. Lets say you found a home that needed $5,000 worth of improvements and the seller would lower the price by that amount. Financing those improvements with a separate bank loan will result ...
craiglarabee.blogspot.com
Craig Larabee: August 2011
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The thoughts and musings of Craig Larabee. Aug 31, 2011. The significant problems you face today cannot be solved at the same level of thinking you were at when you created them. The housing market has definitely caused significant problems for some people but is also providing some amazing opportunities for others. Agents aren't like retailers who wake up one day realizing they have the wrong merchandise on the shelves. Trying to negotiate the best price and best terms for their client. Aug 22, 2011.
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