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What is bad credit? How does it affect me? How can I rebuild credit? Where can I get help? Advice for Bad Credit. 5 Steps to Rebuilding Bad Credit. Credit Crunch Shrinking Size of Personal Loans. Inside the Brain of an Auto Lender. Get a FREE email alert when we add new offers or resources to our site:. Your monthly payment is $. The interest rate charged on a loan, credit card, or mortgage over a year's time. The fee charged by a credit card company when a balance is transferred to one of its cards.
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