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BAY CAPITAL ADVISORS

We are a fee-based Registered Investment Advisory (RIA) firm and our objective is to help you achieve your goals. Our clients want a long-term relationship with a financial professional where they know we are both working towards the same goal.

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BAY CAPITAL ADVISORS | baycapitaladvice.com Reviews

https://baycapitaladvice.com

We are a fee-based Registered Investment Advisory (RIA) firm and our objective is to help you achieve your goals. Our clients want a long-term relationship with a financial professional where they know we are both working towards the same goal.

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Bay Capital Advisors

http://baycapitaladvice.com/office-information.asp

Bay Capital Advisors office. 2309 Mariner’s Mark Way #401. Virginia Beach, VA 23451. Dow Jones Industrial Avg. ($DOW). Standard and Poors 500 ($SPX). For information on the stress-testing of portfolios over $2 million, please. 2309 Mariner’s Mark Way #401, Virginia Beach, VA 23451 Phone: (757) 963-5699 Fax: (757) 227-6931 Website Disclosure.

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Bay Capital Advisors

http://baycapitaladvice.com/siteindex.asp

Web site Table of Contents. Focusing on the Important. Dow Jones Industrial Avg. ($DOW). Standard and Poors 500 ($SPX). 2309 Mariner’s Mark Way #401, Virginia Beach, VA 23451 Phone: (757) 963-5699 Fax: (757) 227-6931 Website Disclosure.

3

Bay Capital Advisors

http://baycapitaladvice.com/inquiry-stress.asp

CONSIDER STRESS-TESTING YOUR PORTFOLIO. For a free analysis by Certified Investment Management Analyst. Jim Flinchum, please call 757-963-5699 or fill-out our online form. This stress-test analysis is limited to portfolios over $2 million.). Dow Jones Industrial Avg. ($DOW). Standard and Poors 500 ($SPX). For information on the stress-testing of portfolios over $2 million, please. 2309 Mariner’s Mark Way #401, Virginia Beach, VA 23451 Phone: (757) 963-5699 Fax: (757) 227-6931 Website Disclosure.

4

Bay Capital Advisors

http://baycapitaladvice.com/disclaimer.asp

Bay Capital Website Disclaimer. This website is for informational purposes and does not constitute a complete description of our investment services or performance. This website is, in no way, a solicitation or offer to sell securities or investment in any state the firm is not registered. This site is only intended for clients and interested investors residing in states and countries in which Bay Capital Advisors, LLC is qualified to conduct investment advisory services.

5

Finncial Planner in Hampton Roads, VA | Bay Capital Advisors

http://baycapitaladvice.com/financial-planner.asp

Welcome Message from Jim Flinchum. Dow Jones Industrial Avg. ($DOW). Standard and Poors 500 ($SPX). 2309 Mariner’s Mark Way #401, Virginia Beach, VA 23451 Phone: (757) 963-5699 Fax: (757) 227-6931 Website Disclosure.

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The Flinchum File: The Value of Unhealthy Fast Food

http://baycapitaladvice.blogspot.com/2015/04/the-value-of-unhealthy-fast-food.html

Honest Economic Analysis and Existential Opinions. Sunday, April 26, 2015. The Value of Unhealthy Fast Food. Currency traders are also noted for their "gallows humor." One of their favorite economic indicators is the Big Mac Index. Since the fast-food sandwich is the same worldwide and needs the same amount of meat, lettuce, tomato and sesame-seed bun everywhere, we can compare the cost of a Big Mac in each country. Jim Flinchum, CFP™, CIMA™. Jim Flinchum, CFP™, CIMA™. Virginia Beach, Va., Virginia, ...

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The Flinchum File: Success . . . I think

http://baycapitaladvice.blogspot.com/2015/05/success-i-think.html

Honest Economic Analysis and Existential Opinions. Monday, May 11, 2015. Success . . . I think. Surprisingly often, I remember a co-worker in Dallas from the late 1970's. She was a cigarette smoker, who believed she could quit smoking whenever she wanted. However, she also believed that the self-discipline or will-power to quit was like a muscle - you have to exercise it! So, she did not smoke on Fridays! She exercised her self-discipline every Friday. My hands didn't shake one time. Or, was it drama?

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The Flinchum File: Reminder

http://baycapitaladvice.blogspot.com/2015/04/reminder.html

Honest Economic Analysis and Existential Opinions. Monday, April 20, 2015. Part of your job as a concerned American is to visit this website frequently:. Http:/ www.usdebtclock.org/. In fairness to those who can sleep well after looking at this website, it should be pointed out that the website does not. Show the declining ratio of debt-to-GDP, which is improving, unless you consider the present value of entitlements like Social Security and Medicare, which are getting worse. View my complete profile.

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The Flinchum File: Future Shock redux ?

http://baycapitaladvice.blogspot.com/2015/04/future-shock-redux.html

Honest Economic Analysis and Existential Opinions. Monday, April 27, 2015. I attended a lecture entitled "The Age of Abundance" yesterday. That title reminded me of a book I read back in the 1970s called The Age of Leisure. Some of his key points were:. 2 Five billion more people will have access to the internet in 10 years, and IBM's monster computer called "Watson" will be available to everyone everywhere. 3 If you are not disrupting yourself, you will be disrupted by someone else. In 1920, the ave...

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The Flinchum File: The Winner Is . . .

http://baycapitaladvice.blogspot.com/2015/04/the-winner-is.html

Honest Economic Analysis and Existential Opinions. Monday, April 27, 2015. The Winner Is . . . The award for the most creative T-shirt seen at the 2015 annual convention of the Investment Management Consultants Association in Las Vegas goes to the young man whose T-shirt read:. Financial Planning: It is NOT just for baby boomers anymore. Jim Flinchum, CFP™, CIMA™. Jim Flinchum, CFP™, CIMA™. Virginia Beach, Va., Virginia, United States. View my complete profile. Interesting blogs and websites. A Cut In Pay.

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The Flinchum File: "The New Oil Order"

http://baycapitaladvice.blogspot.com/2015/04/the-new-oil-order.html

Honest Economic Analysis and Existential Opinions. Thursday, April 16, 2015. The New Oil Order". The research department of Goldman Sachs just did an excellent analysis of the oil industry. They explain that the $60/bbl decline in oil prices over the last year is due to three reasons - normal supply and demand fundamentals, cost deflation, and technological shifts. 25 of the $60 decline was due to increased supply, $10 was due to decreased demand, which explains $35 of the $60 decline. View my complete p...

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The Flinchum File: Disproving A Negative

http://baycapitaladvice.blogspot.com/2015/04/disproving-negative.html

Honest Economic Analysis and Existential Opinions. Thursday, April 16, 2015. How can I promise the world will not end tomorrow? How can I promise the stock market will not drop 50% tomorrow? How can I disprove something negative? Faber is paraphrased as saying: " equity markets are going to fall a long way but it could be from a higher diving board.". How can anybody promise that will not. Of course, we don't know! Does that mean anybody knows which particular bad things will happen? Rather than ask for ...

baycapitaladvice.blogspot.com baycapitaladvice.blogspot.com

The Flinchum File: Breakout or Breakdown ?

http://baycapitaladvice.blogspot.com/2015/05/breakout-or-breakdown.html

Honest Economic Analysis and Existential Opinions. Wednesday, May 13, 2015. There are many approaches to investing, one of which is usually called "channel" investing. Basically, it holds that stock values normally move within a predictable range. Unless something unusual happens, it will stay within that range. So, a channel investor will buy the stock when it is near the lower level of the range and sell it when it is near the upper level of the range. Jim Flinchum, CFP™, CIMA™. View my complete profile.

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The Flinchum File: drip . . . drip . . . drip . . .

http://baycapitaladvice.blogspot.com/2015/05/drip-drip-drip.html

Honest Economic Analysis and Existential Opinions. Saturday, May 9, 2015. Drip drip . . . drip . . . Companies are required to disclose their financial results on a quarterly basis. This is known as the "confession season." Stock analysts estimate the company's total earnings and earnings-per-share beforehand. Their estimates are then averaged and published. Normally, a company's stock will increase if their financial results exceed the estimates or decrease if they don't. This tells me that the stock ma...

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The Flinchum File: Kindly Advice

http://baycapitaladvice.blogspot.com/2015/04/kindly-advice.html

Honest Economic Analysis and Existential Opinions. Wednesday, April 22, 2015. Somebody needs to call Central Casting in Hollywood and tell them the perfect stereotype for a kindly uncle is Dr. Jeremy Siegel of Wharton. However, his kindly demeanor hides his razor-sharp mind and legendary forecasting record. Here are some of his latest thoughts:. You just have to believe anybody so kindly, don't you? No, but I do believe this one! Jim Flinchum, CFP™, CIMA™. Jim Flinchum, CFP™, CIMA™. Sell In May - No Way!

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Bay Capital, Registered Investment Advisor

4100 W. Kennedy Blvd., Suite 305. Bay Capital Privacy Policy. Markets at a Glance. Welcome to Bay Capital. A full-service company specializing in retirement planning. As personal financial professionals, we can:. Help you clarify and define your goals. Recommend solutions that fit your needs. Explain how changing financial conditions affect you. Monitor your financial progress. Make investment planning easier. We will be happy to help. We look forward to talking with you. More Newsletters ». Use this cal...

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Honest Economic Analysis and Existential Opinions. Saturday, March 17, 2018. Stockbrokers Win, Americans Lose. Congress instructed the Securities and Exchange Commission (SEC) to develop a Fiduciary Standard for all investment advisors. After a massive, years-long lobbying effort by stockbrokers, the SEC booted the project over to the Department of Labor, who finally produced such a standard, for application only to retirement accounts, mostly IRAs. They are celebrating because their clients will not kno...

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Why Buy A Practice? Your Success Is Our Business. Aggressive Marketing To Dental Professionals. Experience and Guidance You Can Trust. Whether you are retiring, interested in purchasing an ongoing dental business, wanting to become a partner with other dentists in your area, or simply looking for a change in scenery, Bay Capital Group can help you transition into the next stage of your career. San Jose, CA 95126. Phone – 408-533-0795. Fax – 408-583-4016. 2012 Bay Capital Group.