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FINAL EXPENSE INSURANCE
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Loss of a loved one is too often accompanied by the additional burden of final expenses. Grieving families are faced with bills for funeral expenses, medical and travel expenses and other debts. Planning ahead and providing for these expenses now can give you the peace of mind that your family will have the means to meet them when the time comes.
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MEDICARE
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Talk To A Medicare Expert. Before choosing a plan we want to be sure you know the difference between your many options; In particular how Medicare Supplements and Medicare Advantage Plans differ. Many people sign up for Advantage Plans thinking they are Supplements, they are not. Licensed with AARP, Highmark Blue Shield, Capital Blue Cross, Humana, Aetna, Coventry, Geisinger, Silver Script, Gateway, Cigna, Plus Many More!
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MEDICARE RESOURCES
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Medicare doesnâ t cover everything. Medicare helps you get the coverage you need, but you should expect to pay some of the costs. If you choose Medicare Part A and Part B, youâ ll find gaps in the coverage. Many people enroll in a Medicare Advantage, Part D Prescription Drug and/or a supplemental plan to help pay for the costs and benefits that arenâ t covered by Original Medicare. Medicare Part C (Medicare Advantage plans) covers all the services that Parts A and B cover. When are you eligible? If your ...
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AGENCY OVERVIEW
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REQUEST A CONSULTATION
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CLIENT TESTIMONIALS
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Hitcho Insurance is your trusted local insurance agency. We weren't getting the proper support from our previous agent so we fired him and hired Michael to be the agent of record of our group health insurance. We're confident his team of folks has the caliber of knowledge to help us through any situation." - Less Dodd, President of American Traveler, Inc. Â - Samantha Bogert. Â We worked with Michael on identifying and securing a new health insurance policy. He was knowledgeable, listened to our need...
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MEDICARE PRODUCTS
http://www.hitchoinsurance.com/MEDICARE_SOLUTIONS
Before choosing a plan we want to be sure you know the difference between your many options; In particular how Medicare Supplements Insurance and Medicare Advantage Plans differ. Many people sign up for Advantage Plans thinking they are Medicare Supplement Insurance, they are not. Which pays their part (generally 20%). It is important to note that Medigap. Also, not all Plan D Prescription plans are the same. Although they are required to be at least as good as the Medicare model they can vary greatl...
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PA TEACHERS
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Specializing in Financial Solutions for Pennsylvania Teachers. Teachers - Don't Gamble With Your Retirement Nest Egg! Are you a Pennsylvania teacher that is getting ready to retire? If so, now is your chance to work for free with someone who is licensened and qualified to advise you on your PSERS pension options along with providing you safe money options for your retirement rollover money.
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LIFE INSURANCE RESOURCES
http://www.hitchoinsurance.com/LIFE_INSURANCE_RESOURCES
What is Term Life Insurance? Term vs. Permanent life insurance. If you are on a budget then a Term Life Insurance Policy makes the most sense (and most Term Insurance Policies can be converted into a Permanent Policy at any time within the guaranteed Term period). If you have both Temporary and Permanent needs for Life Insurance (and are not on a tight budget), then a combination of Term Insurance and Permanent Life insurance makes sense. What is Return of Premium (ROP) Term Life Insurance? A short medic...