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Posted 3 years ago. Time To Trade The Lease For A Mortgage? This week, the U.S. Census Bureau announced that in the first quarter of 2012, the American homeownership rate hit its lowest level in 15 years. During the housing boom, millions more Americans bought homes, bumping the rate to nearly 70 percent. Now, that buying spree has been replaced with millions of foreclosures, and most of those gains have been lost. The couple has been approved for a loan through the nonprofit housing lender NACA. Ldquo;I...

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