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A Complete Home Equity Loan Guide. Just another WordPress.com weblog. July 26, 2007. A home equity loan. Is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful for families to help finance major home repairs, medical bills or college education. A home equity loan creates a lien against the borrower’s house. Closed end home equity loan. Closed-end home equity loans generally have fixed rates and can be amortized for periods usually up to 15 ye...
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