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Is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management. Primarily used to hedge. Against the risk of a contingent, uncertain loss. An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount of money. To be charged for a certain amount of insurance coverage is called the premium. Risk management. The practice of appraising.
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