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803) 808 - 1103. The intelligent way to purchase term life insurance. Sharing The Message: Why We Buy Life Insurance. We created a simple and easy way for you to purchase Term Life Insurance while engaged in your busy work schedule. The insurance companies quoted are some of the most highly rated and competitive in the industry. No matter what your needs for Term Life Insurance, we welcome the opportunity to serve you. Introduction to Term Life Insurance. Advantages and Disadvantages of Term Life. Questi...

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803) 808 - 1103. The intelligent way to purchase term life insurance. Sharing The Message: Why We Buy Life Insurance. We created a simple and easy way for you to purchase Term Life Insurance while engaged in your busy work schedule. The insurance companies quoted are some of the most highly rated and competitive in the industry. No matter what your needs for Term Life Insurance, we welcome the opportunity to serve you. Introduction to Term Life Insurance. Advantages and Disadvantages of Term Life. Questi...
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803) 808 - 1103. The intelligent way to purchase term life insurance. Sharing The Message: Why We Buy Life Insurance. We created a simple and easy way for you to purchase Term Life Insurance while engaged in your busy work schedule. The insurance companies quoted are some of the most highly rated and competitive in the industry. No matter what your needs for Term Life Insurance, we welcome the opportunity to serve you. Introduction to Term Life Insurance. Advantages and Disadvantages of Term Life. Questi...

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http://www.ioalifequotes.com/life

803) 808 - 1103. Why do I need Life Insurance? How much Insurance do I need? Before buying life insurance, you should assemble personal financial information and review your family's needs. There are a number of factors to consider when determining how much protection you should have. These include:. Any immediate needs at the time of death, such as final illness expenses, burial costs and estate taxes. Funds for a readjustment period, to finance a move or to provide time for family members to find a job.

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http://www.ioalifequotes.com/calculator

803) 808 - 1103. Calculate My Life Insurance Needs. Need help to determine the amount of coverage needed to protect your family? This simple-to-use calculator is designed to help you step through the process. LIFE INSURANCE NEEDS ANALYZER. Part I: Family Income Replacement. INCOME TO BE REPLACED. How much income will your family need to live comfortably? Typically 80% of your gross income). Available Income (spouse's income, social security, etc). Expected Rate of Return (5%). Total Life Insurance Needed.

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http://www.ioalifequotes.com/glossary

803) 808 - 1103. An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies as the result of an accident. It cost extra to get this benefit, and usually cannot exceed $250,000 to $300,000, and cannot exceed more than the face amount of the policy. Accelerated Death Benefit Option:. The transfer of the ownership rights of a Life Insurance policy from one person to another. The extra hazard of death or injury resulting from participation in aeronautics&#...

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http://www.ioalifequotes.com/process

803) 808 - 1103. Eight Step Process To Obtaining A Life Insurance Policy. 1 Getting A Quote. The criteria used by each insurance carrier to determine the underwriting classification can be reviewed by viewing the Underwriting Guidelines (Labeled Health Profile). The link is along the grey bar just below the App Request button. These are just guidelines, there are many other issues that can influence the underwriting process. 2 Completing Application Request. 4 Scheduling a Medical Exam. If the Insurance ...

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Services and Products

http://www.cfssportsgroup.com/p/services-and-products

Friends of the CFS Sports Group. We provide assistance in the following areas:. Cash Reserve Strategies . Estate and Legacy Planning. Insurance Design and Management. Retirement Plans - 403B, 457, 401K, - State Retirement Plans, Roth and Traditional IRAs, 1099 Income Plans. Brokerage Accounts and Mutual Funds. Fixed, Fixed Indexed and Variable Annuities. Life, Disability and Long-Term Care Insurance Programs. Access to Third Party Institutionally Managed Accounts for 403 Plans. This site is for informati...

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Resources | College Athletics Financial Planning Firm

http://www.cfssportsgroup.com/resource-center

Friends of the CFS Sports Group. Steps to consider so you can potentially accumulate the money you'll need to pursue the retirement activities you want. Create an investment strategy that’s designed to pursue your risk tolerance, time horizon, and goals. Manage personal affairs while you're alive and control the distribution of wealth upon your death. A well-structured insurance strategy can help protect your loved ones from the financial consequences of unexpected events. This website may contain concep...

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Relocations

http://www.cfssportsgroup.com/p/relocations

Friends of the CFS Sports Group. If you are getting ready to transition or. Have recently relocated to a new institution,. The CFS College Sports Group Transition Program. Could be an asset to you. This program was created to help college coaches and administrators make smooth transitions from university to university throughout their career. Ask Yourself Some of the Following Questions. Which retirement program should I enroll in at my new university? 160;INVEST and its affiliated insurance agencies off...

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Money | College Athletics Financial Planning Firm

http://www.cfssportsgroup.com/resource-center/money

Friends of the CFS Sports Group. One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. The Power of Compound Interest. Learn how to harness the power of compound interest for your investments. Well, they are. Keeping Up with the Jo...

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Our Mission

http://www.cfssportsgroup.com/p/our-mission

Friends of the CFS Sports Group. The CFS Sports Group was created specifically to service the financial needs of College Coaches and Administrators. Our mission is to provide value to our clients by delivering Independent and Comprehensive guidance that travels with them as they move from organization to organization throughout their career. Three Pillars of Professional Guidance. Check the background of your financial professional on FINRA's BrokerCheck. 160;INVEST and its affiliated insurance agencies ...

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Tax Resources | College Athletics Financial Planning Firm

http://www.cfssportsgroup.com/tools/tax-resources

Friends of the CFS Sports Group. Click on one of the categories below to find forms, explanations, and other tools to help you manage your taxes. A list of important dates from the federal tax calendar. A full set of downloadable forms from the IRS. A full set of downloadable publications from the IRS. Tables to enable you to find your federal marginal income tax rate. Check the background of your financial professional on FINRA's BrokerCheck. This website may contain concepts that have legal, accou...

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Team | College Athletics Financial Planning Firm

http://www.cfssportsgroup.com/team

Friends of the CFS Sports Group. We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients. We can help you address:. Investing principles and strategies. Retirement investing and distribution strategies. We also can answer your questions, including:. Can I retire early? Are my investments working hard enough? What’s a good approach for college savings? What are the elements of a sound estate strategy? Click to read more. Click to read more.

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The Fed and How It Got That Way | College Athletics Financial Planning Firm

http://www.cfssportsgroup.com/resource-center/investment/the-fed-and-how-it-got-that-way

Friends of the CFS Sports Group. The Fed and How It Got That Way. A quick history of the Federal Reserve and overview of what it does. The Real Cost of a Vacation Home. What if instead of buying that home, you invested that money? Required Reading: The Economic Report of the President. The Economic Report of the President can help identify the forces driving or dragging the economy. How Compound Interest Works. Use this calculator to better see the potential impact of compound interest on an asset. This ...

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Board of Advisors

http://www.cfssportsgroup.com/p/board-of-advisors

Friends of the CFS Sports Group. Greg Beals - Head Baseball Coach, The Ohio State University. Ross Bjork - Athletic Director, Ole Miss. Bob Bowlsby - Commissioner, Big 12 Conference. Carl Clapp - Associate Athletic Director, University of Hawaii. Tom Collins - Associate Athletic Director, Arizona State University. Gary Gilmore - Head Baseball Coach, Coastal Carolina. Rick Hart - Athletic Director, SMU. Kirby Hocutt - Athletic Director, Texas Tech. Tim Hofferth - Former President, Nelligan Sports. Judy Va...

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SOme Useful Links

http://www.cfssportsgroup.com/p/some-useful-links

Friends of the CFS Sports Group. We’ve provided you with a list of helpful links to help you find information that interests you. If there are other links you believe would be useful, email us to let us know. The Wall Street Journal. Investor’s Business Daily. New York Stock Exchange. This form is to be used for initial contact only. This is not a secure page.  Do not include personal information such as account numbers, social security number or other private information. . 1 Representatives of a broker...

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803) 808 - 1103. The intelligent way to purchase term life insurance. Sharing The Message: Why We Buy Life Insurance. We created a simple and easy way for you to purchase Term Life Insurance while engaged in your busy work schedule. The insurance companies quoted are some of the most highly rated and competitive in the industry. No matter what your needs for Term Life Insurance, we welcome the opportunity to serve you. Introduction to Term Life Insurance. Advantages and Disadvantages of Term Life. Questi...

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