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Comparison of Product Features. Types of Institutional Retirement Income Products. A new generation of income annuities offered as part of a 401(k) plan allows employers to ease the burden of their employees by helping to ensure that their nest egg lasts as long as they do. This essentially helps plan participants create their own personal pension. In March of 2011, IRIC began making available Product Fact Sheets to assist plan sponsors, consultants, and advisors in the process of comparing retirement in...
IRIC Articles
http://www.iricouncil.org/iricArticles
IRIC Update Volume 5, No. 2. Institutional Priced Retirement Income Solutions Deliver More Income View. IRIC Update Volume 5, No. 1. Plan Sponsors and Retirement Income: What's In It For Me? IRIC Update Volume 4, No. 1. Retirement Income Products: Which one is right for your plan? IRIC Update Volume 3, No. 3. Quantifying Key Risks in Retirement. View. IRIC Update Volume 3, No. 2. The Problem with Spending too Fast: Retirement Savings Withdrawal Rates. View. IRIC Update Volume 3, No. 1.
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As the burden of funding retirement has shifted from employer to employee, defined contribution plans, such as 401(k)s, have become the primary source of retirement savings for an increasing number of Americans. Yet, DC plans were originally designed as supplemental retirement savings vehicles and were generally never intended to provide guaranteed lifetime income. To Matthew Radgowski talk about IRIC's mission. IRIC is a 501(c)(3) tax exempt organization.
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By providing timely and relevant content authored by leading industry experts, such as research, white papers, regulatory updates and other educational information, the IRIC is demonstrating its commitment to building awareness about the value of retirement income solutions.
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