sanfranbkblog.com
Your Rights in Dealing with Debt Collectors | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/your-rights-dealing-debt-collectors
You Are Here: Home. Raquo; Collection Defense. Student Loan Debt Relief. Raquo; Your Rights in Dealing with Debt Collectors. Your Rights in Dealing with Debt Collectors. Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. Whether your debt is student loans, credit cards or medical bills, you have the right to be treated with dignity and respect. Debt collectors CAN NOT:. Yell, swear at, or insult you. Call your workplace if you have told them not to. Threaten to have you arrested.
sanfranbkblog.com
A Time to Pause and Reflect | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/a-time-to-pause-and-reflect
You Are Here: Home. Raquo; A Time to Pause and Reflect. A Time to Pause and Reflect. Written by James Michel, Consumer Defense Lawyer. Winter Solstice has come and gone. December 21 was the shortest day of the year for those of us living north of the equator. We will now get a little more sunlight each day, until Summer Solstice comes next June. 0 Comments - Leave a comment! Next Post ». There are no comments yet. Be the first and leave a response! Click here to cancel reply. Wanting to leave an.
sanfranbkblog.com
Stop the Collection Calls | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/stop-collection-calls
You Are Here: Home. Raquo; Collection Defense. Student Loan Debt Relief. Raquo; Stop the Collection Calls. Stop the Collection Calls. Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. Save all notices and letters from collection agencies. Save all voice messages from debt collectors. Make a written log of all calls, and conversations with debt collectors. Note that even if debt collectors are calling from outside California, they must comply with California’s Rosenthal Act.
sanfranbkblog.com
Are My Student Loans Private or Federally-Guaranteed? | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/my-student-loans-private-or-federallyguaranteed
You Are Here: Home. Raquo; Collection Defense. Student Loan Debt Relief. Raquo; Are My Student Loans Private or Federally-Guaranteed? Are My Student Loans Private or Federally-Guaranteed? Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. Many people who call us have questions about their student loans and repayment programs but they don’t yet know which of their loans are private bank loans and which are federally guaranteed. Any other student loans you have are private loans.
sanfranbkblog.com
San Francisco Bankruptcy Blog - Part 2
http://www.sanfranbkblog.com/page/2
Can I Be Sued for Not Paying a Student Loan? Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. When it comes to student loan debt, borrowers are used to being told that their wages can be garnished if the loan goes into default. This is true if the educational loan is federally guaranteed. It’s called an Administrative Wage Garnishment, and the Department of Education can go straight to your employer and start collecting…. Continue Reading ». 0 Comments - Leave a comment! Top 5 ...
sanfranbkblog.com
The Taxman Cometh, Even in Debt Resolution | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/taxman-cometh-even-debt-resolution
You Are Here: Home. Raquo; Collection Defense. Raquo; The Taxman Cometh, Even in Debt Resolution. The Taxman Cometh, Even in Debt Resolution. Written by James Michel, Consumer Defense Lawyer. The old adage about the certainty of taxation is also true in debt relief. When a creditor cancels a debt, the Internal Revenue Service considers that to be taxable income. It’s also called “debt forgiveness income.”. As discussed in a previous post on Debt Settlement. Another way is to file IRS Form 982 with your t...
sanfranbkblog.com
Should You Settle with a Debt Buyer? | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/should-settle-debt-buyer
You Are Here: Home. Raquo; Collection Defense. Raquo; Should You Settle with a Debt Buyer? Should You Settle with a Debt Buyer? Written by James Michel, Consumer Defense Lawyer. Let’s say you’ve just been served with a debt collection lawsuit. The company suing you is a debt buyer, a company who claims it purchased the right to enforce a debt you ran up on a credit card or other credit account. Is this a good deal for you? Well, on the one hand you’ve saved yourself money that you might have had to pay t...
sanfranbkblog.com
Collection Defense in the San Francisco Bay Area | San Francisco Consumer Defender Blog
http://www.sanfranbkblog.com/collection-defense-san-francisco-bay-area
You Are Here: Home. Raquo; Collection Defense. Raquo; Collection Defense in the San Francisco Bay Area. Collection Defense in the San Francisco Bay Area. Written by James Michel, Consumer Defense Lawyer. You may be one of the people finding out that a debt collection lawsuit has been filed against you in California Superior Court. This may be an old debt, lately purchased from the original creditor, and the debt buyer may think there is a chance to collect against you. Do not ignore lawsuits! This work i...
SOCIAL ENGAGEMENT