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The Law Office of James Michel :: Consumer Attorney Serving the San Francisco Bay Area since 1996

If you find yourself overwhelmed by debt, at risk of losing your home or income, or harassed or sued by collectors, The Law Office of James Michel will analyze all of your debts and assets, as well what kind of actions collectors are taking against you, and determine the best course of action.

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CONTACTS AT JAMESMICHEL.COM

Law Office of James A Michel

James Michel

760 ●●●●t St

St●●24

San ●●●●isco , California, 94102

UNITED STATES

415 ●●●●4949
415 ●●●●0930
ja●●●●●●@sbcglobal.net

View this contact

Law Office of James A Michel

James Michel

760 ●●●●t St

St●●24

San ●●●●isco , California, 94102

UNITED STATES

415 ●●●●4949
415 ●●●●0930
ja●●●●●●@sbcglobal.net

View this contact

Law Office of James A Michel

James Michel

760 ●●●●t St

St●●24

San ●●●●isco , California, 94102

UNITED STATES

415 ●●●●4949
415 ●●●●0930
ja●●●●●●@sbcglobal.net

View this contact

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The Law Office of James Michel :: Consumer Attorney Serving the San Francisco Bay Area since 1996 | jamesmichel.com Reviews
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If you find yourself overwhelmed by debt, at risk of losing your home or income, or harassed or sued by collectors, The Law Office of James Michel will analyze all of your debts and assets, as well what kind of actions collectors are taking against you, and determine the best course of action.
<META>
KEYWORDS
1 collections defense
2 your rights
3 stop the calls
4 being sued
5 student loans
6 repayment plans
7 collection abuse
8 foreclosure
9 faqs
10 stop trustee sale
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collections defense,your rights,stop the calls,being sued,student loans,repayment plans,collection abuse,foreclosure,faqs,stop trustee sale,bankruptcy,overview,reasons to file,about james michel,blog,in home consultations,james anthony michel,what we do
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The Law Office of James Michel :: Consumer Attorney Serving the San Francisco Bay Area since 1996 | jamesmichel.com Reviews

https://jamesmichel.com

If you find yourself overwhelmed by debt, at risk of losing your home or income, or harassed or sued by collectors, The Law Office of James Michel will analyze all of your debts and assets, as well what kind of actions collectors are taking against you, and determine the best course of action.

INTERNAL PAGES

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1

The Law Office of James Michel :: Foreclosure :: Stop Trustee Sale

http://www.jamesmichel.com/foreclosure/stop-trustee-sale

The Law Office of James Michel. SERVING CONSUMERS IN THE SAN FRANCISCO BAY AREA. Call Us Today — (415) 239-4949. Law Office of James Michel. Get Out of Default. Stop a Trustee Sale. So your bank has set a foreclosure date for your home, which is called a "trustee sale." Maybe they've been stringing you along for several months, promising to consider your loan modification request. Maybe you even thought you had a deal with them and have been making "trial period" payments. What do you do? The last option...

2

The Law Office of James Michel :: About James Michel

http://www.jamesmichel.com/about-james-michel

The Law Office of James Michel. SERVING CONSUMERS IN THE SAN FRANCISCO BAY AREA. Call Us Today — (415) 239-4949. Law Office of James Michel. Get Out of Default.

3

The Law Office of James Michel :: Being Sued?

http://www.jamesmichel.com/collections-defense/being-sued

The Law Office of James Michel. SERVING CONSUMERS IN THE SAN FRANCISCO BAY AREA. Call Us Today — (415) 239-4949. Law Office of James Michel. Get Out of Default. If you are being sued. For a consumer debt such as credit card debt or a student loan, there may be defenses available to you, even if you believe that you owe the debt and cannot repay it. Asset Acceptance, CACH LLC, Encore Capital Group, LVNV Funding, Midland Credit Management, Portfolio Recovery Associates, and RJM Acquisitions. Do not assume ...

4

The Law Office of James Michel :: Your Rights

http://www.jamesmichel.com/collections-defense/your-rights

The Law Office of James Michel. SERVING CONSUMERS IN THE SAN FRANCISCO BAY AREA. Call Us Today — (415) 239-4949. Law Office of James Michel. Get Out of Default. Federal and state laws regulate how debt collectors may deal with you when collecting consumer debt. Even if you owe the debt and are unable to pay it you still have rights. Debt collectors. Yell, swear at, or insult you. Call your workplace if you have told them not to. Make Robo-calls or texts to your cell phone. Threaten to have you arrested.

5

The Law Office of James Michel :: Student Loans :: Get Out of Default

http://www.jamesmichel.com/student-loans/get-out-default

The Law Office of James Michel. SERVING CONSUMERS IN THE SAN FRANCISCO BAY AREA. Call Us Today — (415) 239-4949. Law Office of James Michel. Get Out of Default. Get Out of Default. Unfortunately, you cannot usually get rid of student loan debt through bankruptcy, though there is an "undue hardship" exception. We can help you determine if that is a possibility for you. For more information see Bankruptcy FAQs.

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TOTAL PAGES IN THIS WEBSITE

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LINKS TO THIS WEBSITE

sanfranbkblog.com sanfranbkblog.com

Your Rights in Dealing with Debt Collectors | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/your-rights-dealing-debt-collectors

You Are Here: Home. Raquo; Collection Defense. Student Loan Debt Relief. Raquo; Your Rights in Dealing with Debt Collectors. Your Rights in Dealing with Debt Collectors. Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. Whether your debt is student loans, credit cards or medical bills, you have the right to be treated with dignity and respect. Debt collectors CAN NOT:. Yell, swear at, or insult you. Call your workplace if you have told them not to. Threaten to have you arrested.

sanfranbkblog.com sanfranbkblog.com

A Time to Pause and Reflect | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/a-time-to-pause-and-reflect

You Are Here: Home. Raquo; A Time to Pause and Reflect. A Time to Pause and Reflect. Written by James Michel, Consumer Defense Lawyer. Winter Solstice has come and gone. December 21 was the shortest day of the year for those of us living north of the equator. We will now get a little more sunlight each day, until Summer Solstice comes next June. 0 Comments - Leave a comment! Next Post ». There are no comments yet. Be the first and leave a response! Click here to cancel reply. Wanting to leave an.

sanfranbkblog.com sanfranbkblog.com

Stop the Collection Calls | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/stop-collection-calls

You Are Here: Home. Raquo; Collection Defense. Student Loan Debt Relief. Raquo; Stop the Collection Calls. Stop the Collection Calls. Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. Save all notices and letters from collection agencies. Save all voice messages from debt collectors. Make a written log of all calls, and conversations with debt collectors. Note that even if debt collectors are calling from outside California, they must comply with California’s Rosenthal Act.

sanfranbkblog.com sanfranbkblog.com

Are My Student Loans Private or Federally-Guaranteed? | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/my-student-loans-private-or-federallyguaranteed

You Are Here: Home. Raquo; Collection Defense. Student Loan Debt Relief. Raquo; Are My Student Loans Private or Federally-Guaranteed? Are My Student Loans Private or Federally-Guaranteed? Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. Many people who call us have questions about their student loans and repayment programs but they don’t yet know which of their loans are private bank loans and which are federally guaranteed. Any other student loans you have are private loans.

sanfranbkblog.com sanfranbkblog.com

San Francisco Bankruptcy Blog - Part 2

http://www.sanfranbkblog.com/page/2

Can I Be Sued for Not Paying a Student Loan? Written by James Michel, Consumer Defense Lawyer. Student Loan Debt Relief. When it comes to student loan debt, borrowers are used to being told that their wages can be garnished if the loan goes into default. This is true if the educational loan is federally guaranteed. It’s called an Administrative Wage Garnishment, and the Department of Education can go straight to your employer and start collecting…. Continue Reading ». 0 Comments - Leave a comment! Top 5 ...

sanfranbkblog.com sanfranbkblog.com

The Taxman Cometh, Even in Debt Resolution | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/taxman-cometh-even-debt-resolution

You Are Here: Home. Raquo; Collection Defense. Raquo; The Taxman Cometh, Even in Debt Resolution. The Taxman Cometh, Even in Debt Resolution. Written by James Michel, Consumer Defense Lawyer. The old adage about the certainty of taxation is also true in debt relief. When a creditor cancels a debt, the Internal Revenue Service considers that to be taxable income. It’s also called “debt forgiveness income.”. As discussed in a previous post on Debt Settlement. Another way is to file IRS Form 982 with your t...

sanfranbkblog.com sanfranbkblog.com

Should You Settle with a Debt Buyer? | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/should-settle-debt-buyer

You Are Here: Home. Raquo; Collection Defense. Raquo; Should You Settle with a Debt Buyer? Should You Settle with a Debt Buyer? Written by James Michel, Consumer Defense Lawyer. Let’s say you’ve just been served with a debt collection lawsuit. The company suing you is a debt buyer, a company who claims it purchased the right to enforce a debt you ran up on a credit card or other credit account. Is this a good deal for you? Well, on the one hand you’ve saved yourself money that you might have had to pay t...

sanfranbkblog.com sanfranbkblog.com

Collection Defense in the San Francisco Bay Area | San Francisco Consumer Defender Blog

http://www.sanfranbkblog.com/collection-defense-san-francisco-bay-area

You Are Here: Home. Raquo; Collection Defense. Raquo; Collection Defense in the San Francisco Bay Area. Collection Defense in the San Francisco Bay Area. Written by James Michel, Consumer Defense Lawyer. You may be one of the people finding out that a debt collection lawsuit has been filed against you in California Superior Court. This may be an old debt, lately purchased from the original creditor, and the debt buyer may think there is a chance to collect against you. Do not ignore lawsuits! This work i...

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James Michehl M.ED, LCPC, CHT. Licensed Clinical Professional Counselor. 800 Main St., Suite 28. Divorce Mediation and Coaching. PTSD / Veterans / Trauma. We almost always have choices, and the better the choice, the more we will be in control of our lives." - William Glasser. For kids with Aspergers. Please call for dates! HERE IS WHERE YOU TAKE. BACK CONTROL OF YOUR LIFE. Are you having difficulty. Are you suffering from Anxiety. And Stress due to job loss? Are you looking for HELP.

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The Law Office of James Michel :: Consumer Attorney Serving the San Francisco Bay Area since 1996

The Law Office of James Michel. SERVING CONSUMERS IN THE SAN FRANCISCO BAY AREA. Call Us Today — 415.239.4949. Law Office of James Michel. Get Out of Default. Evening and weekend appointments. Call now to learn how to protect what you have and stop your collectors. Consumer Defense and Bankruptcy Attorney. Depending on your needs, we can help you:. Stop calls from collectors. Stop a trustee sale of your home. Eliminate a Second Mortgage. Reduce your car loan. Stop Wage Garnishment or Bank Levies.

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En Nouvo Sesel

Dan Sa Nouvo Sesel, mon renouvle mon langazman pou mwan kontinnyen konekte avek mon pep. James Michel is a man of the people. A leader, a worker and a man with a heart for all Seychellois. He has delivered on his promises and on the 22nd May 2011 - the people of Seychelles elected him for another term of 5 years. Sunday, 19 June 2011. NEW SEYCHELLES: CLEAN UP WHEREVER NECESSARY. Press Release: Office of the President. The President said that he will take ‘harsh measures against xenophobia and syste...

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Bar Necklace - Handmade Jewelry And Handstamped Jewelry

0 items - $. No products in the cart. Hand Stamped Necklaces and Jewelry. 0 items - $. 1470 NE 1ST ST. SUITE 300. BEND, OREGON 97701. M - F 9:30 - 3:30. Leave this field empty if you're human:. James Michelle Jewelry features beautiful handstamped bar necklaces. With handstamped charms. Find handmade rings, stamped with personalized messages or symbols. Most of James Michelle Jewelry comes in 14k gold fill or sterling silver. Some pieces even come in rose gold. And find pieces perfect for you.