adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: October 2014
http://adayinthelifeofarealtor.blogspot.com/2014_10_01_archive.html
A day in the Life of a Realtor. Friday, October 31, 2014. Is the stock market keeping you up at night? Are you consuming more antacids than ever before? Are the ups and downs causing more stress than you want or need? There is a simple alternative in rental real estate. Unlike most commercial property, single family homes are much more liquid because of the higher demand for residential property. Single family homes offer the investor the opportunity to borrow high loan-to-value mortgages at fixed in...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: March 2015
http://adayinthelifeofarealtor.blogspot.com/2015_03_01_archive.html
A day in the Life of a Realtor. Friday, March 27, 2015. Buyers with a minimum down payment are generally faced with the decision of whether to get a FHA or a conventional loan. With the new 3% down payment program on conventional loans, it may become more confusing which loan to pursue. The two loan programs have mortgage fees that can differ greatly. FHA has a 1.75% up-front mortgage insurance charge in addition to the monthly mortgage insurance charge which was recently lowered by .5%. The decision-mak...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: Pay More or Less
http://adayinthelifeofarealtor.blogspot.com/2015/05/pay-more-or-less.html
A day in the Life of a Realtor. Friday, May 1, 2015. Pay More or Less. Paying more for your house payment does not make your home more valuable. It does mean that the mortgage rate may be higher than it has to be. Another feature of a FHA ARM is the maximum rate change in one period is 1% and the maximum lifetime cap is 5% over the initial rate. The total savings on the ARM at the end of the first period is $13,477. If a borrower felt confident they would sell the home prior to the breakeven point of...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: February 2015
http://adayinthelifeofarealtor.blogspot.com/2015_02_01_archive.html
A day in the Life of a Realtor. Friday, February 27, 2015. Home is Worth the Sacrifice. There are many reasons people want a home with the most frequent responses being a place of their own, to raise their family, share with their friends and feel safe and secure. These are all strong motivations fueling the American Dream of owning your own home. Posted by Lizbeth Uribe. Friday, February 20, 2015. Save on Homeowner's Insurance. Another way to say it is: don’t buy insurance when you can afford the ...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: June 2014
http://adayinthelifeofarealtor.blogspot.com/2014_06_01_archive.html
A day in the Life of a Realtor. Friday, June 27, 2014. Released by TD Bank, 65% of buyers with mortgages that required mortgage insurance said the higher monthly payment was more than they originally expected. Most lenders are required to automatically cancel coverage when a 78% loan-to-value is reached which on a 30 year loan with normal amortization could be eight to eleven years depending on original loan amount and interest rate. If the value of the home has increased as documented by an appraisa...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: Are You Ready?
http://adayinthelifeofarealtor.blogspot.com/2015/04/are-you-ready.html
A day in the Life of a Realtor. Friday, April 17, 2015. For whatever reason you’ve delayed buying a home, it may be time to reconsider that decision based on today’s conditions and what is expected to happen in the future. Low inventories coupled with strong demand cause a rising effect on prices. Another reason for higher values is that builders, especially in certain price ranges, have not ramped up new home starts to keep up with the demand. Rdquo; More importantly, “How would you feel about hav...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: July 2014
http://adayinthelifeofarealtor.blogspot.com/2014_07_01_archive.html
A day in the Life of a Realtor. Friday, July 25, 2014. More money has been lost to indecision than was ever lost to making the wrong decision. The economy and the housing market have caused some people to take a “wait and see” position that could cost them in lost opportunities as well as almost certain higher costs in the future. The question, we all must ask ourselves is “where should our money be invested? Rdquo; Try Your Best Investment. To see the difference it will make based on your price range, d...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: Live the Dream
http://adayinthelifeofarealtor.blogspot.com/2015/05/live-dream.html
A day in the Life of a Realtor. Friday, May 15, 2015. Consumers are more easily living the American Dream of owning a home because of the incredibly low mortgage rates. Today, most buyers can get a much lower rate than their parents or grandparents got on their first home. Top Ten reasons to move the dream to reality:. It’s cheaper than renting in most cases. Avoid rental increases in the future. Equity build-up with amortization of each payment going to principal. A home is a forced savings account.
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: August 2014
http://adayinthelifeofarealtor.blogspot.com/2014_08_01_archive.html
A day in the Life of a Realtor. Friday, August 29, 2014. Which Filter to Use? A dirty air filter decreases the effectiveness of your HVAC system because it inhibits airflow and allows dirt, dust, pollen and other materials to blow through the system. The challenge is how often it should be changed to keep the system working efficiently and extend the equipment life. Too often and you’re wasting money and not often enough and your increasing the operating and maintenance costs. Electrostatic air filters a...
adayinthelifeofarealtor.blogspot.com
A day in the Life of a Realtor: November 2014
http://adayinthelifeofarealtor.blogspot.com/2014_11_01_archive.html
A day in the Life of a Realtor. Friday, November 28, 2014. Verify with Your Lender. If you have a mortgage with an escrow account to pay your property taxes and insurance, you expect the company servicing your loan to pay this year’s taxes this year so that you can deduct them on your 2014 income tax return. After all, your monthly payment includes 1/12 the annual amount so there will be money available for them to be paid on time. Posted by Lizbeth Uribe. Friday, November 21, 2014. For instance, if you ...
SOCIAL ENGAGEMENT