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Frugality, Financial Independence & The Middle Class : January 2017
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Frugality, Financial Independence and The Middle Class. Tuesday, January 31, 2017. The Most Important Fund In Your Life. If you only have one fund in your life, it should be an emergency fund. This is the most important savings you will ever have. What if we had an emergency high medical or dental bill? What if his college tuition took a huge increase? What if his books were more expensive than what we had budgeted? Most importantly, what if he lost his job? What could go wrong? I scheduled the appointme...
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Frugality, Financial Independence & The Middle Class : July 2016
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Frugality, Financial Independence and The Middle Class. Friday, July 29, 2016. Good Buys In August. August is a good month to buy seasonal vegetables and fruits to put up in your freezer or can. Those that will be in season depending on what area of the country you live in will be:. Fruits: raspberries, blueberries, blackberries, strawberries, grapes, watermelon, nectarines, canteloupe, peaches, apricots, kiwi, limes, and plums. I will definitely blanch and freeze peas and green beans. For years when...
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Frugality, Financial Independence & The Middle Class : December 2016
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Frugality, Financial Independence and The Middle Class. Friday, December 30, 2016. Happy New Year To All. Tomorrow is New Year's Eve and I am excited. The thought of ringing in 2017 and a chance to do things differently this year is thrilling to me. You all know that much of it will be about frugality so that we can save and invest more money this year. We will be taking the weekend or perhaps a long weekend to spend time with friends. But I will be back posting on Monday or Tuesday. Gift Cards For 2017.
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Frugality, Financial Independence & The Middle Class : April 2016
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Frugality, Financial Independence and The Middle Class. Friday, April 29, 2016. April 2016 Expense Report. This is a review of every penny we have spent during April. If there is a category that you don't see, it is explained here. Gas and Electric $ 151.33 Still heating season. CableTV,Int&Tel 141.32. Guardian 29.85 Alarm monitoring. Household Maint. 155.44. Postal Fees 13.36 Certified Mail. Medical 948.41 Drs.,Ins.,Tests,meds. Car Inspection 21.00. Haircut&Pers.Care 40.05. Household Goods 346.45. House...
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Frugality, Financial Independence & The Middle Class : October 2016
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Frugality, Financial Independence and The Middle Class. Monday, October 31, 2016. I have to tell you that I am exhausted. We were visiting with family this weekend but we went to them in eastern New York. We just returned home today at 12:30PM after leaving at 7:45 and driving non stop. Fortunately the rest of our stay went well. We spent a lovely time with our family all weekend. My granddaughter wanted to go to the Yogurt Place and do some other things so we did. We loved seeing our granddaughter. ...
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Frugality, Financial Independence & The Middle Class : A Little Of This And A Little Of That
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Frugality, Financial Independence and The Middle Class. Tuesday, January 3, 2017. A Little Of This And A Little Of That. Yesterday we went out with our best friends to celebrate the New Year. It was a new restaurant to us which is Lock34. We want to eat mainly from our stockpile so that nothing goes to waste or expires. So I will be looking at every purchase with a fine tooth comb. Y kitchen. This is going to be so much easier than going to the basement when I need to use one. I plan on putting e...I'm b...
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Frugality, Financial Independence & The Middle Class : June 2016
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Frugality, Financial Independence and The Middle Class. Wednesday, June 29, 2016. Update On Hubby and How Expenses Are Going This Month. I am not going in to visit Hubby until later because he is getting his dialysis which takes 4 hours. So I have some time to chat. It's a good 45 minutes plus each way and then the time that I spend with Hubby. So my days meld into one another. This is Hubby's 15th day in the hospital and I can't wait to bring him home. I hope that will be soon. Friday, June 24, 2016.
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Frugality, Financial Independence & The Middle Class : Keeping Me Organized
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Frugality, Financial Independence and The Middle Class. Wednesday, January 11, 2017. So I ordered the pictured planner from Amazon for $14.99 even though it was on back order. I was so excited when it arrived on Monday. I think I am going to like it very much. This planner also has a yearly section with a 2017 and 2018 calendar and a place to write down events to remember like birthdays, anniversaries, etc. There is a monthly calendar to jot down appointment reminders. There is another section to...I hav...
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Frugality, Financial Independence & The Middle Class : 2016 Expense Totals And It's Time to Really Cut Costs
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Frugality, Financial Independence and The Middle Class. Monday, January 9, 2017. 2016 Expense Totals And It's Time to Really Cut Costs. The final total of all of our expenses in 2016 was $ 39,457.76. Yikes! We had a very spendy year. This is out of our net income. We spent another $ 3836. on those items. So the total of just these two categories was $ 9303. That is a bit over. Of our net income. Just ridiculous, in my estimation. In a lump sum at the end of the year which we did not show because we want ...
