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Merlot Mortgage :: Home Page

43460 Ridge Park Drive, Suite 200, Temecula, CA 92590 - Cell: (951) 836-0665 - Office: (951) 240-5202 - Fax: (951) 240-5295.

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Merlot Mortgage :: Home Page | merlotmortgage.org Reviews
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43460 Ridge Park Drive, Suite 200, Temecula, CA 92590 - Cell: (951) 836-0665 - Office: (951) 240-5202 - Fax: (951) 240-5295.
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1 register
2 my account
3 mission statement
4 credit
5 credit report services
6 loan info
7 loan glossary
8 loan process
9 loan programs
10 home purchase basics
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Merlot Mortgage :: Home Page | merlotmortgage.org Reviews

https://merlotmortgage.org

43460 Ridge Park Drive, Suite 200, Temecula, CA 92590 - Cell: (951) 836-0665 - Office: (951) 240-5202 - Fax: (951) 240-5295.

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merlotmortgage.org merlotmortgage.org
1

Merlot Mortgage :: Home Page

http://www.merlotmortgage.org/index.php

43460 Ridge Park Drive, Suite 200, Temecula, CA 92590 - Cell: (951) 836-0665 - Office: (951) 240-5202 - Fax: (951) 240-5295.

2

Merlot Mortgage :: Thank you for your submission!

http://www.merlotmortgage.org/mission.php

As a licensed Real Estate Broker with the State of California, Department of Real Estate, this brokerage firm adheres to the highest level of professional business conduct, ethics and integrity. At Merlot Mortgage, we place an extremely high priority on the security of our customer’s identity and protecting their very important information. The seal and logo of Merlot Mortgage represents and ensures the special handling and care of all of our customers and their valued privacy.

3

Merlot Mortgage :: Loan Programs

http://www.merlotmortgage.org/programs.php

Which loan is right for me? Years you plan to stay in the home. 3/1 ARM, 1 year ARM or 6 month ARM. 10/1 ARM, 30 year fixed or 15 year fixed. 30 year fixed or 15 year fixed. Monthly payments are fixed over the life of the loan. Interest rate does not change. Protected if rates go up. Can refinance if rates go down. Rate does not drop if interest rates improve. Adjustable Rate Mortgages (ARM). Lower initial monthly payment. Rates and payments may go down if rates improve. 30 year term, no balloon payment.

4

Merlot Mortgage :: Loan Process

http://www.merlotmortgage.org/process.php

The following information is usually required during the loan process. Your Social Security number. Current Pay stubs or if self employed, past two years of Tax returns. Bank statements for past two months. Investment account statements for past two months. Retirement account statements for past two months. Make/Model of vehicles you own along with their resale value. Credit Card account information. Auto Loan account information. Personal Loan account information. If you currently own Real Estate:.

5

Merlot Mortgage :: Full Application

http://www.merlotmortgage.org/full_app.php

Log in or create a new account below. You must have an account before you start your loan application. This account will be used to track your loan status once you submit your application. As you complete the six easy steps of the online portion of your application, don't worry about documentation. In most cases your best estimate will be sufficient. What you will need After you have finished. You'll be asked to provide the following for all borrowers:. Contact and employment information.

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Merlot Mortgage :: Home Page

43460 Ridge Park Drive, Suite 200, Temecula, CA 92590 - Cell: (951) 836-0665 - Office: (951) 240-5202 - Fax: (951) 240-5295.

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