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Real estate appraisal, home appraisal - Satterfield Appraisal Services - Why get an Appraisal

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When do you need an Appraisal. Every year, countless people in the United States buy, sell or refinance their own slice of the American Dream. Most, if not all, of these transactions include a simple line item for an appraisal. It has become an understood and accepted part of a real estate transaction. ' Let's bring in the expert and make sure we're not spending too much on this property.'. But is this the only reason to get an appraisal? Real estate professional might come in handy? A real estate apprai...

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On the front lines against mortgage fraud.

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Mortgage fraud has made headlines locally and nationally. Most of the time, mortgage fraud involves identity theft or fraud making a borrower appear to be somebody else, with a better job, more income or fewer debts. Somebody more creditworthy. Q: 'What's appraisals got to do with it? Doing your Reports, it has very much to do with it! Q: As a Lender, Real Estate Agent, Loan Officer, etc., how does less than professional appraisal reports affect my business and reputation? What is an Appraisal.

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Tips on Reading Home Inspection Reports - Satterfield Appraisal Services - Inspection Tips

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Tips on Reading an Inspection Report. When interviewing a home inspector, ask the inspector what type of report format he or she provides. There are many styles of reports used by property inspectors, including the checklist, computer generated using inspection programs, and the narrative style. Some reports are delivered on site and some may take as long as 4 - 6 days for delivery. All reporting systems have pros and cons. Kitchen Sink: Condition - Good, Fair, or Poor. As you can see, this narrative des...

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Real Estate Appraisal, common misconceptions - Satterfield Appraisal Services - Appraisal Myths

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Some Myths and Realities About. Real Estate Appraisals and Appraisers. Assessed value should equate to market value. While most states support the concept that assessed value approximate estimated market value, this often is not the case. Examples include when interior remodeling has occurred and the assessor is unaware of the improvements, or when properties in the vicinity have not been reassessed for an extended period. Market value should approximate replacement cost. In a robust economy - when the s...

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Private Mortgage Insurance, PMI, how to get rid of - Satterfield Appraisal Services - About PMI

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What is PMI and how to get rid of it. Real estate lenders are a funny lot. It seems they're happy to lend anybody money. Assuming a half-way decent credit rating, any potential home buyer can secure a loan for a house. Why? For this reason, lenders are very wary of lending more than a certain percentage of a home's value. Traditionally, this has been 80 percent. The cushion this provides the lender helps ensure that their losses from loan defaults are kept to a minimum. The hardest thing for most home ow...

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Real estate appraisal services offered by Satterfield Appraisal Services, Gallatin, TN - Services

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Satterfield Appraisal Services is a full service Residential Appraisal company, here are some of the services we provide:. Appraisals for residential properties, single or multifamily. Reviews of all types, both field and desktop. Valuations for Estate, Divorce or Tax. Rent Survey and Operating Income Statements. Please contact us for more information about our fees and current turn-around times. Today's News Stories from Bankrate.com :. 6 hidden credit card perks. These 10 restaurants are still around.

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What is an Appraisal? - Satterfield Appraisal Services, Gallatin, TN

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What is an appraisal. A home purchase is the largest, single investment most people will ever make. Whether it's a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off. So who makes sure the value of the property is in line with the amount being paid? This is where the appraisal. Comes in. An appraisal is an unbiased estimate of what a buyer might expect to pay - or a seller recei...

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Real Estate News - Satterfield Appraisal Services - Real Estate News

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Today's News Stories from Bankrate.com :. 6 hidden credit card perks. Your credit card offers you free benefits to save you cash - if you know where to look. Read More. The top 10 reasons your check-engine light goes on. When that light flickers on your dashboard, don"t stall. Your car needs attention now. Read More. 7 low-risk investments with modest returns. These play-it-safe investments are a good fit for you. Read More. Why that rental car might not be safe for you to drive. What is an Appraisal.

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Appraisal FAQ - Satterfield Appraisal Services - FAQ

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What is an appraisal? What does an appraiser do? The most important party in discerning the value of a residence, an appraiser makes an unbiased and professional opinion on the value of a property used in a real estate sale. A complete investigation is shown by the appraiser in a report. Why would a person need a home appraisal? There are many reasons to order an appraisal with the most common reason being real estate and mortgage transactions. Other reasons for purchasing an report include:. Simply, the...

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Rent vs Buy

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Rent Vs. Buy Calculator. Monthly rental insurance ($):. Expected annual inflation (%):. Mortgage term (# of years):. Mortgage interest rate (%):. Other loan costs ($):. Mortgage Insurance (PMI %):. Monthly association dues ($):. Annual property tax ($):. State plus Federal income tax rate (%):. Interest rate you expect to earn on savings (%):. Expected annual home value appreciation (%):. Number of years you will stay at this property:. Agent commission rate (%):. Estimated cost of renting:.