sgbudgetbabe.blogspot.com
SG Budget Babe: June 2015
http://sgbudgetbabe.blogspot.com/2015_06_01_archive.html
FROM RAGS TO RICHES. Monday, 29 June 2015. If You're Poor, It's Your Own Fault! Recently I had an argument with a good friend about how she hardly listens or give credit to my suggestions, until someone else (whom she trusts more, and who is a self-made millionaire) says the exact same thing. My personal mantra is to always give every idea a chance. Because if you do what my friend does, by listening to the "experts":. Coincidentally, this is also what I teach my kids during our GP tuition. Told my siste...
sgbudgetbabe.blogspot.com
SG Budget Babe: February 2015
http://sgbudgetbabe.blogspot.com/2015_02_01_archive.html
FROM RAGS TO RICHES. Thursday, 26 February 2015. More Younger Customers Finding Instant Cash the New Way. Earlier this week, a friend of mine wrote about younger customers heading to pawnshops for quick cash. And just yesterday, I read about a 31-year-old's failed plan to rob a bank in order to pay off his loans. Pay off her tuition fee loan. As quickly as possible in order to pay minimal interest to OCBC at almost 5%! Loan up to 4 times your monthly income! To pay back the loan (which is unlikely). ...
sgbudgetbabe.blogspot.com
SG Budget Babe: The Breadtalk Crisis - A Case Study of Poor PR
http://sgbudgetbabe.blogspot.com/2015/08/the-breadtalk-crisis-case-study-of-poor.html
FROM RAGS TO RICHES. Thursday, 6 August 2015. The Breadtalk Crisis - A Case Study of Poor PR. Breadtalk. Once touted as a local pride and the darling brand of Singapore, the company has come under fire recently over allegations of deception over their "freshly prepared" soya bean. I'm not a huge fan, but when companies can't get their PR right, it tells me a lot about their management, and also signals to me why I shouldn't buy their stock. 1 They made their consumers feel stupid. When you are transparen...
sgbudgetbabe.blogspot.com
SG Budget Babe: Standard Chartered Raising Their Fees
http://sgbudgetbabe.blogspot.com/2015/07/standard-chartered-raising-their-fees.html
FROM RAGS TO RICHES. Wednesday, 29 July 2015. Standard Chartered Raising Their Fees. Standard Chartered offers basic bank accounts for low-income Singaporeans. But have just announced that they will be imposing a $2 monthly account service charge. Regardless of your bank balance. Current SC account holders should have already gotten a letter about these fee changes, so I hope you read them. If not, here goes. Read and take note. For further clarifications on their accounts. Account balance over the minim...
sgbudgetbabe.blogspot.com
SG Budget Babe: April 2015
http://sgbudgetbabe.blogspot.com/2015_04_01_archive.html
FROM RAGS TO RICHES. Wednesday, 29 April 2015. To Buy Or Not To Buy? It amazes me how up till today, the post you guys seem to like reading the most is still. On how I saved $20k last year. Moving on, I wanted to share a little more on my #1 philosophy and mindset towards saving. That really helped me to chalk up that $20,000. Contrary to what many readers think, it is not about having a fixed budget or saving huge chunks of money. It is about being smart on what you spend on. Of buying that item. In bui...
sgbudgetbabe.blogspot.com
SG Budget Babe: Who Is Budget Babe?
http://sgbudgetbabe.blogspot.com/2015/01/who-is-budget-babe.html
FROM RAGS TO RICHES. Thursday, 8 January 2015. Who Is Budget Babe? Budget Babe is an ordinary lady striving to achieve financial freedom in Singapore before the age of 45. She is always looking for cost-effective ways to live a fulfilling life in amidst Singapore's rising costs, and writes in order to empower fellow Singaporeans on taking charge of their own lives and finances. The final goal is to eventually break free from the competitive rat race. Will I meet you there? The story behind Budget Babe.
sgbudgetbabe.blogspot.com
SG Budget Babe: What You Must Know Before Upgrading To Windows 10
http://sgbudgetbabe.blogspot.com/2015/08/what-you-must-know-before-upgrading-to.html
FROM RAGS TO RICHES. Monday, 3 August 2015. What You Must Know Before Upgrading To Windows 10. Microsoft claims "No worries", but a few things about its latest upgrade worries me. This came up in my General Paper (GP) tuition session with a student earlier today, when we were discussing the topic of privacy. If you're considering whether to get the FREE upgrade to Microsoft, you might want to first read about what you're potentially getting yourself into. 2 Microsoft's stance on its user privacy policies.
sgbudgetbabe.blogspot.com
SG Budget Babe: Review: Namu Life Snail White Cream
http://sgbudgetbabe.blogspot.com/2015/02/review-namu-life-snail-white-cream.html
FROM RAGS TO RICHES. Sunday, 22 February 2015. Review: Namu Life Snail White Cream. So, lately I've been hearing and reading tons of reviews on one of the latest skincare products in the market now which has been getting lots of raves (if you do a quick Google search you'll find TONS of blogger sponsored advertorial reviews), so I thought I'd do my own. Here's a before/after review I found online. Not sure if it's real, or photoshopped,. Because I saw nothing like this when I tried it on myself. After al...
sgbudgetbabe.blogspot.com
SG Budget Babe: How I Saved $20,000 in A Year
http://sgbudgetbabe.blogspot.com/2014/12/how-i-saved-20000-in-year.html
FROM RAGS TO RICHES. Monday, 22 December 2014. How I Saved $20,000 in A Year. With 2014 coming to a close I decided to do an analysis of my finances across the past 12 months, and realized quite amazingly that I managed to accumulate $20,000 in this year alone! How did I do it? 1 Open up separate bank accounts. 2 Track all my expenses. What I love about it is that the app also allows users to customize and create their own categories, so you can track where your money is going into. Based on my past ...
sgbudgetbabe.blogspot.com
SG Budget Babe: Thinking of Getting Married in 2015/2016?
http://sgbudgetbabe.blogspot.com/2015/05/thinking-of-getting-married-in-singapore.html
FROM RAGS TO RICHES. Wednesday, 13 May 2015. Thinking of Getting Married in 2015/2016? With these 2 words, every Singaporean's nightmare begins. The cost of holding a wedding in Singapore has increased exponentially in the last decade, and many of my peers are really starting to feel the pinch now that we're reaching the "marriageable age" and plans to get hitched are underway. I, on the other hand, wanted a place where my friends could entertain themselves. Isn't our wedding supposed to be for us, inste...
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