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财务自由之路财务自由是掌握人生的前提，是通往幸福的基石。
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财务自由是掌握人生的前提，是通往幸福的基石。
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财务自由之路 | retireatthirtyfive.blogspot.com Reviews
https://retireatthirtyfive.blogspot.com
财务自由是掌握人生的前提，是通往幸福的基石。
retireatthirtyfive.blogspot.com
财务自由之路: 十一月 2015
http://retireatthirtyfive.blogspot.com/2015_11_01_archive.html
美联储依据什么来加息？你一定要知道的“自然利率”. 自10月美联储FOMC会议纪要发布以后，各家机构突然关注起“ 自然利率. 8221;这一普通投资者并不熟悉名词，但搞清楚这个名词将有助于解开投资者们长久以来的疑问：政策制定者和市场参与者如何判断货币政策的松紧？一家央行到底应该依据什么来锚定政策利率水平？ 回答这些问题，我们需要一个基准，它既能体现宏观经济的基础面，又与货币政策操作紧密联系、能指导决策，而泰勒法则中的r*，就是这个基准，其可称为 均衡实质联邦资金利率(equilibrium real federal funds rate ). 又称 自然利率(natural rate of interest ). 或 中性利率(neutral real rate). 65288;下文中全部简称r*）。 8220;自然的，货币政策制定者们应该对r*抱有浓厚的兴趣， 因为它提供了货币政策松紧程度的指示牌。 美国里奇蒙德联储研究人员在今年10月的一份报告中，依据上述模型做出了最新的美国自然利率走势图，显示2011年后期以来，这一利率已经逐渐微幅跌至0下方:. 8220;自然利率”的观念最早来自经学...
财务自由之路: 五月 2016
http://retireatthirtyfive.blogspot.com/2016_05_01_archive.html
如果你认为美国富人并不了解普通人都是什么样子，那就错了。事实上，可投资资产至少300万美元的人中，有77%来自中产阶级或更低阶层，最新调查发现，有19%出身贫穷。作为年度报告一部分，私人财富管理公司美国信托（U.S. Trust）调查了684位高净值人士来更多地了解他们是如何变得如此富有的。 8220;历史上及流行文化中对富人的看法一直是被粗略粉饰的，并不能真实反映绝大多数社会上的财富成功人士。”美国信托公司总裁Keith Banks表示，“他们人生中的优势并不是稀有的财富特权，而在于从小受家庭影响形成的基本价值观、纪律以及潜意识，是这些让他们得以充分利用每一个机会。”. 这么说来，美国的富人们都有哪些共同点呢？在分析数据后，美国信托公司也总结了如下10个富人的相似特质：. 富有阶层并不觉得他们的最大赢收是得于冒巨大风险。相反，86%的富人表示他们的最大收入是通过买入并持有投资获得，而有89%的人将他们最大的一笔收入归功于传统股票和债券。 几乎有一半投资于这些资产，包括木材，房地产和农田投资。约有20%的富人会收集艺术品。 下面这张是巴菲特一家在上世纪70年代的合影。从左到右：...
财务自由之路: 八月 2016
http://retireatthirtyfive.blogspot.com/2016_08_01_archive.html
12298;北京折叠》的阶级时空，与我们无工作的未来. 2016年8月21日，中国作家郝景芳凭借作品《北京折叠》荣获世界科幻协会颁发的“雨果奖”（Hugo Award）“最佳中短篇小说奖”，成为继2015年凭《三体》获“最佳长篇小说奖”的刘慈欣之后，第二位获得这项世界科幻大奖的中国作家。 这一新闻在中国文学界激起强烈反响，同时也在“科幻圈”引发了广泛争议。热情的褒扬者将它视作中国科幻“崛起”并“走向世界”的又一标志性事件，高度评价《北京折叠》的价值和意义；而尖刻的批评者 则认为. 65292;这篇小说获奖并不是因为作品质量，而是因为“政治正确”。他们称：这篇小说之所以会得到“西方评审”的认可，是因为其内容可以解读为对中国社会现状的批判或“抹黑”。 需要指出的是，雨果奖并不是评委制，而是由世界科幻协会的众多注册会员通过投票决定奖项归属。而无论是褒扬者还是贬低者都承认：《北京折叠》的最大特色及获奖关键在于：它以科幻小说的体裁表现了中国社会的不平等问题。 65289;、《时间规划局》（. 65289;、《雪国列车》（. 160;里展现的巴黎城折叠，或刘慈欣的小说《三体》...但作为一部“...
财务自由之路: 七月 2016
http://retireatthirtyfive.blogspot.com/2016_07_01_archive.html
我一直认为投资其实是一个整体性谋划的事情，远非选选股看看盘那么简单,特别是站在一个长周期的角度来看。不同的人生阶段，对于个人财务的规划和投资侧重上会有一些区别。这里将我个人的一些想法也包括一些实践写下来供感兴趣的朋友讨论参考：. 12304;一，财富准备阶段】. 主要是刚刚工作没多久的很年轻的朋友，这个阶段最迫切的是尽快具备一定的本金，以及提前接触和学习投资。盲目的陷入证券市场是很不明智的，首先本金太小根本滚不起来，其次人生阅历太浅很难有什么深刻的认知，再次年纪轻轻的发展前景的可能性还有很多，荒废了主业断了自己的后路也非常不明智。 这个阶段的关键词是“学习，积累，摸索”，最佳的结果是让能力等本金，而不要以后有钱了没有投资的起码能力和认知。 12304;二，财富质变阶段】. 所以这个阶段的关键词是“弹性”，一定的基数*足够的弹性=财富的质变。毫无疑问，股市具备这种弹性。 12304;三，工作自由阶段】. 这个阶段的关键词是“稳健”，不要和初来乍到的比“相对收益”，而是稳稳的走“绝对收益”，最重...12304;四，财富自由阶段】. 人在学每一个游戏的开始，核心都不是找到技巧是什么Ӎ...
财务自由之路: 六月 2016
http://retireatthirtyfive.blogspot.com/2016_06_01_archive.html
之前看到一个讲年轻人的段子：快三十的人了，仍然像20出头的小伙子一样半夜打游戏，约会穿T恤，偶尔小火煮锅泡面陶冶情操。人家问保持年轻的秘诀是什么，我总是笑而不语： 快三十了，赚得跟二十岁的时候一样多，能不年轻么？ 中国的这代“年轻人”通常被分为80后和90后；在美国，人们将1980年至1995年出生的这代人叫做“千禧一代”（millennials）；英国和澳洲则把他们叫做“Y一代”（GenerationY）。他们精通科技，伴随他们成长的是手机、笔记本电脑、因特网，以及运动型多功能车。 德国和日本的年轻人就有点不上不下。在德国，他们是“也许一代”（GenerationMaybe），在日本则是“那旮旯族”（乍ら族nagara-zoku），这两个地方的年轻人都得名于朝三暮四，不定性。 年轻人的迷茫，是对未来的迷茫，更准确说，是对事业和人生的迷茫。 订阅： 帖子 (Atom). 8220;房地产税”快来了，2017年房价会跌吗？ 12298;经济腾飞路——李光耀回忆录》解读——李光耀的指挥棒. 从“信息资本主义”到“数据资本主义”. Income portfolio update 11 Nov 2016.
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My Forex Trading Journal: P/L Update 30 Dec 2014
http://richardfxtrading.blogspot.com/2014/12/pl-update-29-dec-2014_30.html
My Forex Trading Journal. Tuesday, 30 December 2014. P/L Update 30 Dec 2014. Subscribe to: Post Comments (Atom). Richard's Investment Pad - Income Growth Planner. Can S-REITs go up further? 12298;金融炼金术的终结》- -我们和金融魔鬼有个约会. Singapore REITs Turn From Worst to First? 5 Great Investment Quotes With Timeless Insight For Tough Markets. A bullet dodged, thank God. BOJ shocked market by negative interest rate! Small trading profit of SGD 1300. Summary for the week 3-7 Aug: Profit SGD 1400. P/L Update 30 Dec 2014.
My Forex Trading Journal: Trading summary on 21 Jul 2015 - Profit SGD 400+
http://richardfxtrading.blogspot.com/2015/07/trading-summary-on-21-jul-2015-profit.html
My Forex Trading Journal. Wednesday, 22 July 2015. Trading summary on 21 Jul 2015 - Profit SGD 400. An ordinary trading day without any scheduled release of important economic data. However, USD had a retreat. EUD/USD advanced from 3 month low. 1.082 ( the previous low) was tested a few times but EUR failed to drop below, unlike preached by many. Currently EUR seems moving up again, but it could come down to test this level again. 2 When a trend forms, embrace it. 标签： Trade History. Dance with Euro's ral...
My Forex Trading Journal: January 2015
http://richardfxtrading.blogspot.com/2015_01_01_archive.html
My Forex Trading Journal. Thursday, 8 January 2015. P/L Update- 08 Jan (S$1079.31) and Rebate from Dec2014 (S$2501.70). Short EUR/USD, earned 1k. rebate from Dec'14, received 2.5k. Expect EUR/USD to drop further. Will short again at good price level. Wednesday, 7 January 2015. P/L Update- 06 Jan (S$225.98) and 07 Jan (S$42.48). EUR/USD can still move lower. But be aware of the bounce back. The entry price is important. Monday, 5 January 2015. P/L Update 05 Jan 2015. Subscribe to: Posts (Atom). P/L Update...
My Forex Trading Journal: Books
http://richardfxtrading.blogspot.com/p/books.html
My Forex Trading Journal. Subscribe to: Posts (Atom). Richard's Investment Pad - Income Growth Planner. Can S-REITs go up further? 12298;金融炼金术的终结》- -我们和金融魔鬼有个约会. Singapore REITs Turn From Worst to First? 5 Great Investment Quotes With Timeless Insight For Tough Markets. A bullet dodged, thank God. BOJ shocked market by negative interest rate! Small trading profit of SGD 1300. Summary for the week 3-7 Aug: Profit SGD 1400. Dance with Euro's rally on 24 Aug - Profit SGD 5,300 in less than 30mins.
My Forex Trading Journal: Profit in Jan'15 ( 3411.90) and Profit in Feb'15 so far ( 1884.58)
http://richardfxtrading.blogspot.com/2015/02/profit-in-jan15-341190-and-profit-in.html
My Forex Trading Journal. Tuesday, 17 February 2015. Profit in Jan'15 ( 3411.90) and Profit in Feb'15 so far ( 1884.58). I have not been updating regularly. Now let me catch up! Last month of January. I have made total net profit of 3411.90. (excluding the rebate for Dec (2501.7) from dealer. The performance in Jan is satisfactory, as the starting amount of fund is about 14795.19 2501.7 = 17296.89, the profit margin in Jan is 3411.90/17296.89=19.7%. Profit by month Profit breakdown per week. For Week 2-7...
My Forex Trading Journal: June 2015
http://richardfxtrading.blogspot.com/2015_06_01_archive.html
My Forex Trading Journal. Sunday, 28 June 2015. 5 Most Predictable Currency Pairs – Q3 2015. This predictability evolves and changes over time and depends on many factors. Here is an updated and ranked list for for the most predictable currencies in Q2 2014, with details about each pair’s characteristics:. Traditionally one of the more predictable pairs but summer in the northern hemisphere is not its best time. But for the Aussie, this still means a high ranking. With this pair, it’s impor...My apologie...
My Forex Trading Journal: December 2014
http://richardfxtrading.blogspot.com/2014_12_01_archive.html
My Forex Trading Journal. Tuesday, 30 December 2014. P/L Update 30 Dec 2014. Monday, 29 December 2014. P/L Update 29 Dec 2014. Thursday, 25 December 2014. P/L update 24 Dec 2014. Fx market volatility mutes in holiday season. So I hardly traded these days, and transferred most fund out to interest bearing account. Prepare for next year. Merry Christmas and Happy New Year! Monday, 15 December 2014. Friday, 12 December 2014. Hi, welcome to my blog! The driving force of investment. About 2 years ago while I ...
My Forex Trading Journal: July 2015
http://richardfxtrading.blogspot.com/2015_07_01_archive.html
My Forex Trading Journal. Wednesday, 22 July 2015. Trading summary on 21 Jul 2015 - Profit SGD 400. An ordinary trading day without any scheduled release of important economic data. However, USD had a retreat. EUD/USD advanced from 3 month low. 1.082 ( the previous low) was tested a few times but EUR failed to drop below, unlike preached by many. Currently EUR seems moving up again, but it could come down to test this level again. 2 When a trend forms, embrace it. 标签： Trade History. Saturday, 4 July 2015.
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Tamarack Assisted Living Center in Altus, Oklahoma
Tamarack Assisted Living Center in Altus, Oklahoma
RatingThePros
Rating the Pros makes every effort to publish accurate information about professional recommendations. If there is any information on our site that is not accurate, please contact us. WHO ARE THE TOP STOCK PICKERS? Rating The Pros tracks stock recommendations of leading investment advisors, brokerage houses, independent analysts and financial media to help you determine the most reliable sources of advice. At Rating the Pros you can track the stock picks of hundreds of investing professionals every day.
Retire/Golf/Lots/Condos
David and Sherry Alexander. Golf Course Lots and Condos. 1 Source Realty http:/ www.dyersburghomes.com/. Call us for information on lots, condos, and villas located at The Farms Golf Course in Dyersburg, TN. The Farms Golf Course. Lots of Water. Lots of Fun. February 23, 2008. Control your landing spot! Click book travel or join our team and save money on all your traveling with your own travel website just call or email David at 731-676-8533 or ealexanderdavid@yahoo.com. Posted at 07:17 PM. If you are n...
Retire at Thirty
retireatthirtyfive.blogspot.com
财务自由之路
在乘坐“灰狗”穿越美国各州旅行时，我一位朋友听到身旁两位美国黑人平民（他们的穿着、谈吐以及乘坐灰狗本身都证实了这一点）的谈话。当其中一人说到自己女儿考上了大学时，另一位以惊讶的语气问：“Why？”（为什么？）. 这番话之所以让人印象深刻，是因为在我们的观念里，一个孩子能考上大学，那他/她的几乎任何亲友都会觉得这是一件值得高兴的事，而不会去反问“为什么要上大学”。 在中国，“知识改变命运”几乎是一种信仰，尽管现在也有揶揄这句话还有另一层含义（读博读穷了），或悲叹“寒门再难出贵子”，但显而易见的一点是：家里出了个大学生，对贫寒家庭总是一个希望，何况，读书不好而想改善自己命运的机会更低。 在英国也是如此，一个大学毕业生平均大致要花一年时间才能找到一份工作，而大部分低薪工作即便你没上过大学也能被录用并胜任；如果你想跻身精英阶层，仅仅“上过大学”是远远不够的，甚至靠你自己再努力也不够。 他们为何“自甘”如此呢？答案是：能融入主流精英的人数太少、机会太小，其结果，剩余的大部分工人阶级子弟强化了对自己出身的认同，...这并不只是几个逃学的坏男孩的妄想，而和他们成长的家庭环境密切相关z...
The Premier Central California Retirement Community
Explore our community events for this Summer. From Memories to Memoir with Linda Sasser, Ph.D. August 14, 2015 – 1:00 pm. The brain health expert uncovers how writing a memoir stimulates your mind and your memory—and has the added benefit of developing a legacy for your children and grandchildren. A Different Kind of Happy Hour with comedian Bob Stromberg. September 18, 2015 – 1:00 pm. Enjoy a lively performance of stand-up, stories and shtick by a man. Described as “mesmerizing,” and who.
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Illinois Retirement Communities | Active Retirement | Windsor Park
Explore our community events for this Summer. Healthy Brain, Healthy Memory. With Linda Sasser, Ph.D. August 20, 2015 – 10:00 am. Dr Sasser will teach her distinctive method of optimizing the brain functions of attention, working memory and long-term memory to remember names, information and tasks. Is This Thing On? September 17, 2015 – 10:00 am. Technology expert Abby Stokes helps “digital immigrants” (. Those baby boomers and beyond. Not born with a keyboard and. Our residents share their common sense.
Woodland Heights Retirement Community Pennsylvania - Zerbe Sisters Nursing Center, Narvon PA
Woodland Heights Retirement Community. This warm and inviting community of 58 homes is surrounded by the farmlands of Lancaster County and creates a beautiful, comfortable and relaxing. Residents who need supervision or general assistance with daily living enjoy the beautiful Harvest View private suites. Fostering overall well-being is a distinction that marks Zerbe Sisters Nursing Center as the preeminent care facility for older adults in Lancaster County. A Retirement Community Made for You! Woodland H...
Retire at Young
A Retirement Planning Calculator / Spreadsheet. Putting it All Together. Retirement planning can be thought of as consisting of two phases:. The accumulation phase - saving for retirement. The distribution phase - living in retirement. A Consolidated Retirement Accumulation and Distribution Plan. Consolidated Retirement Saviings Accumulation and Distribution Plan. Start Planning Retirement Early. Start Investing When You're Young. How to Use Basic Retirement Planning Calculators More Effectively. How Muc...
