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What is a Reverse Mortgage? How Does a Reverse Mortgage Work? Who Qualifies For a Reverse Mortgage? What are the Benefits of a Reverse Mortgage? How Much Does a Reverse Mortgage Cost? A Reverse Mortgage takes the equity from. Your home to give you the money needed to. Thrive in your golden years. Provides the funds you need to supplement your fixed or limited income. Enjoy the benefit of no payments,. While you are in your home. Unpaid loan balances will. NOT transfer to your estate. If you pass away.