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Sharon Elaine Montgomery Charitable Foundation). Promoting a Lifestyle of Health and Wealth. Welcome to SEMCF.org. He purpose of SEMCF is to help prepare an individual in the. Community to become financially fit. Like physical fitness, financial. Fitness requires a lifestyle of activities that contribute to financial. Well-being. This website outlines some topics that are pertinent to. Healthy finances and provides resources that address the essentials.

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Sharon Elaine Montgomery Charitable Foundation). Promoting a Lifestyle of Health and Wealth. Welcome to SEMCF.org. He purpose of SEMCF is to help prepare an individual in the. Community to become financially fit. Like physical fitness, financial. Fitness requires a lifestyle of activities that contribute to financial. Well-being. This website outlines some topics that are pertinent to. Healthy finances and provides resources that address the essentials.

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http://www.semcf.org/Budgeting.html

There are degrees of financial fitness just like there are degrees of physical fitness. You. Have to decide how financially fit you want to be. The further your income exceeds your. Expenses or your assets exceed your liabilities, the better off you are. Budgeting will help you to target your desired level of financial fitness. If you are. Physically close to being too heavy based on medical standards, then you need to lose. Debt can be compared to shedding pounds. Focus on decreasing expenses. Be sure t...

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Sharon Elaine Montgomery Charitable Foundation). Promoting a Lifestyle of Health and Wealth. US Financial Literacy and Education Commission. FDIC Foreclosure Prevention Website. HOPE for Homeowners (H4H). US Department of Housing and Urban Development. Inancial difficulties due to domestic violence. Financial assistance for monthly expenses. Order your credit report. File complaint about Identity Theft. FTC's Identity Theft Hotline (1-877-438-4338). Federal Trade Commission report debt collector problems.

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Please Send Us Your Feedback. Questions, comments, or feedback:. Sharon Elaine Montgomery Charitable Foundation). Promoting a Lifestyle of Health and Wealth.

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Sharon Elaine Montgomery Charitable Foundation). Promoting a Lifestyle of Health and Wealth. Welcome to SEMCF.org. He purpose of SEMCF is to help prepare an individual in the. Community to become financially fit. Like physical fitness, financial. Fitness requires a lifestyle of activities that contribute to financial. Well-being. This website outlines some topics that are pertinent to. Healthy finances and provides resources that address the essentials. How many talents do you have? What is a talent?

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If your income exceeds your expenses then you can look into buying a. Car Should you create a budget to monitor your income and expenses? What’s the best way to pay for a car? Should you save enough money to. Pay cash for the car or should you make monthly payments? Can you wait to get the car? Under what circumstances would you use a. Credit card to buy the car? What is the major factor in determining what. Interest rate you are likely to get to finance the car? Objective: Purchase a car.

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