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Wetoget | wetoget.com Reviews
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国外学术界称之为轮转储蓄与信贷协会(Rotating Savings and Credit Association),是一种重要的非正式金融制度,由发起人(称会头)邀请若干人(称会脚)参加,约定时间按期举行,每次各缴一定数量的会款,轮流交由一个人使用。 每个会脚当期应交纳的款项称 每期会款 ,全部参会人员交纳的会款总额称 总会款。 按会头和会脚的缴款周期分,按日缴会款的称为 日日会 ,按月缴会款的称为 月会 ,按季缴会款的称为 季度会 ,按年缴会款的称为 年会。 根据会员利息支付方式的不同,可分为两种 如果未来的利息是在所收会款里立即扣除的,称为贴现标(discount bid),如果未来的利息是以贴水的方式在将来每期支付的则称为贴水标(premium bid)。 标会现金流量表 说明 1 每期收集的总会款由出标利息最高的会脚使用,故每期的总现金流为0。 民间 标会 产生的直接动因是正规融资渠道无法满足民间资金需求,可以说 标会 是一种非正规的地下融资渠道和组织。
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第1楼 115.171.183.201 编缉时间 2011-01-09 23:22:56. 第2楼 202.65.209.210 编缉时间 2011-01-10 13:33:52. 第3楼 202.65.209.210 编缉时间 2011-01-10 14:25:49. 第4楼 115.170.156.70 编缉时间 2011-01-15 22:31:26. 第5楼 125.77.88.136 编缉时间 2011-02-05 23:44:07. 第6楼 125.77.25.95 编缉时间 2011-02-06 10:51:50. 第7楼 admin 125.77.25.95 编缉时间 2011-02-06 10:54:29. 第8楼 222.76.65.46 编缉时间 2011-02-06 23:53:42. 第9楼 115.171.93.39 编缉时间 2011-02-12 00:19:58. 第10楼 admin 115.171.48.191 编缉时间 2011-02-13 23:15:44.
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得标人当期获得金额 = 会的金额大小-当月所标金额 * 交款总期数- 当期次数-1 死会当期交的金额*(当期数-1-1) 会头交的金额. 1000-0)*(116-0) 1000*(1-(1 1) 1000/2=115500. 1000-220)*(116-1) 1000*(2-(1 1) 1000/2=90200. 1000-210)*(116-2) 1000*(3-(1 1) 1000/2=91560. 1000-220)*(116-3) 1000*(4-(1 1) 1000/2=90640. 1000-230)*(116-4) 1000*(5-(1 1) 1000/2=89740. 1000-230)*(116-5) 1000*(6-(1 1) 1000/2=89970. 1000-240)*(116-6) 1000*(7-(1 1) 1000/2=89100. 1000-240)*(116-7) 1000*(8-(1 1) 1000/2=89340. 1000-250)*(116-8) 1000*(9-(1 1) 1000/2=88500. 1000-230)*(116-29) 1000*(30...
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