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Can Credit Unions Extend Small Dollar Loans at Reasonable Rates? Updated on March 14, 2013. There has been a lot of scrutiny into the way in which payday loans are offered by the small dollar lenders. These loans have high interest rates which can be as high as 750% in APR. There is an emerging trend where traditional banking institutions are venturing into payday loans. Payday lending operates in a complex market. The kind of consumer served by small dollar lenders. See very little chance of breaking ev...
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