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Independent Advice

http://airedale-pfs.co.uk/Independent_Advice/IndependentAdvice

What is Independent Advice? Independent advice is not the only option available. If you go to your high street bank you may be greeted by a financial adviser, but they could well be ‘tied’ to recommending and promoting the products of the bank, or a single insurance/investment company to which the bank has an allegiance. So why do we need independent advisers, and how can customers be sure they are getting a fair deal? The Financial Conduct Authority (FCA). Independent advisers are able to select product...

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Airedale Park

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Airedale PFS Ltd are proud sponsers of Holmer Green Football Club. With very strong links to the club, Airedale became sponsors of the grounds of Holmer Green Football Club in April 2011. In November 2011, local celebrety couple, Fern Britten and Phil Vickery officially opened Airedale Park. Holmer Green F.C currently play in the Premier Division of the Molten Spartan South Midland Football League, which is step 5 in the non-leaugue pyramid. Citywire Money: Latest News. The Expert View: Pearson, Balfour ...

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Airedale - Homepage

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Welcome to Airedale PFS. You have found us because you are looking for sound, financial advice. As professional Independent Financial Advisers, Airedale PFS Ltd are authorised to deal with many forms of financial services, and specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning. We listen to your needs, and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances. Citywire Money: Latest News. The Exp...

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Airedale - Testimonials

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I have been working with Norman and Airedale for the past 12 years, during this time I have found him to be highly professional and a pleasure to work with. His manner, style, and approach to my financial needs is clearly demonstrated by the content he provides, both in terms of my specific needs, and being able to meet my objectives. We have offered our staff the services of Airedale PFS Limited to assist them with personal advice and planning such as Investments, mortgages and various other financial p...

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Workplace Pensions

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Workplace Pensions (Auto Enrolment). Many companies offer a pension scheme to their employees. There are numerous different types available and usually the company will put some money into your pension if you decide to join. It is important that you take into account your existing pension provision or that from your previous employer before making any decisions. What do the changes mean for employers? Who needs to be automatically enrolled? What is the minimum contribution employers must pay? Employers w...

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Business Protection

http://airedale-pfs.co.uk/Protection/Business_Protection

Keyperson / Shareholder / Partnership Protection. If a shareholder were to pass away, the firms remaining shareholders or directors may want to purchase the deceased’s shares from their estate promptly to maintain control of their business. The same scenario also applies to partners in a firm. Citywire Money: Latest News. Shell and BP can't keep up with oil bulls. Paul Singer warns of 'biggest bond bubble' ever. Nick Leeson launches online trading course - ‘The Truth’. Airedale PFS is Authorised and Regu...

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Advanced Pensions

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In recent years the pensions industry has become more advanced in terms of the flexibility of investments available and the structure of the actual pension arrangements. It is an area of constant change and you should consult us/me regularly to make preparations for a secure and enjoyable retirement. Self Invested Personal Pensions (SIPPs). The benefits of using a SIPP include being able to invest in:. Stocks and shares listed or dealt on an Inland Revenue recognised stock exchange, including AIM. Nick L...

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Investment Options

http://airedale-pfs.co.uk/Savings_and_Investments/Investment_Options

There are so many different mediums in which to invest, and here we look at just a few key areas:. Bull; Bank Accounts. Bull; National Savings and Investments. Ndash; these products are backed by the government and operate like bank accounts to a certain extent. There are some tax-free products available and they are generally considered low risk since they are backed by the government. Bull; Bonds and Gilts. Bull; Equities (shares). Bull; Investment ‘Funds’. All these types of investment are available t...

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Personal Pensions

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Personal and Stakeholder Pensions. Personal Pensions represent a popular and attractive way of saving for your retirement. All monies invested into your fund grow free of capital gains tax, and the contributions you make are enhanced by income tax relief at source. For example if you invest £80, the government adds on tax relief (currently 20%) to enhance your contribution to £100! Stakeholder pensions are similar to personal pensions but have their charges capped at 1.5% for the first 10 years reduc...

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Life Protection Options

http://airedale-pfs.co.uk/Protection/Life_Protection

There are several ways in which to protect yourself and your family in the event of an untimely death. Most people take out life assurance to provide for their families and alleviate any financial worries at a difficult time. Works the same as term assurance but instead of paying a lump sum upon death, it will usually pay a regular monthly/annual tax free income in the event of death to your dependants up until the end of the term of the policy. Citywire Money: Latest News. Thursday Papers: Fed in hard-f...