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Here is a list of Companies that provide Black Credit Cards that we have found. These run the gamut from the traditional Black American Express to those backed by VISA and Mastercard. So if you are considering getting a Black Credit Card these would be some you should consider:. When you heard the words “Black Credit Card” you probably were thinking… “What is a Black Credit Card? April 15, 2012. April 28, 2015. What is a Black Credit Card. Black Credit Card Definition. Black Credit Card Info.