china401k.blogspot.com

China 401k: The Magic 65: The Origin of the Pension Age Eligibility

http://china401k.blogspot.com/2012/01/magic-65-origin-of-pension-age.html

A Chinese Perspective of the Retirement Finance. Sunday, January 29, 2012. The Magic 65: The Origin of the Pension Age Eligibility. Liability of the defined benefit pension scheme is a curse for numerous organizations on this planet, private and public alike. Among the floating solution to the problem, one proposal is to raise the age eligibility of the pension benefit. However, why do all the countries around the world choose 60-65 as a cutoff to the working history? Why not 55, why not 70? At first gla...

China 401k: What is in Your Retirement Portfolio?

http://china401k.blogspot.com/2012/05/what-is-in-your-retirement-portfolio.html

A Chinese Perspective of the Retirement Finance. Tuesday, May 22, 2012. What is in Your Retirement Portfolio? Recently, Fidelity launched a massive ad campaign to market its retirement product. The ad is certainly impressive, but how good the Fidelity Fund really is? Disclaimer: The article is not an investment advice and the opinion expressed here does not represents my personal opinion. I The Repackaging Game. It is an open. One can do it in two ways, cheap or expensive. The cheap way is just to pool f...

China 401k: The Hidden Danger of Target Risk/Date Retirement portfolio Without Hedging Human Capital

http://china401k.blogspot.com/2012/02/hidden-danger-of-risk-targeting-without.html

A Chinese Perspective of the Retirement Finance. Saturday, February 25, 2012. The Hidden Danger of Target Risk/Date Retirement portfolio Without Hedging Human Capital. The recent decade has witnessed an explosion in investment vehicles for retirement finance. By vehicles, I did not mean IRA or 401(k) plan but what one can do with their money in IRA or 401(k). If one does not make their own decision but to invest in professional solutions, what can they do? How to Target Risk. The caveat is that standardi...

China 401k: What does an Aging Population Mean for the Financial Market in the Next Decade?

http://china401k.blogspot.com/2012/02/what-does-aging-population-mean-for.html

A Chinese Perspective of the Retirement Finance. Sunday, February 5, 2012. What does an Aging Population Mean for the Financial Market in the Next Decade? I What does Aging Mean for the U.S. Equity Market? Zheng Liu and Mark Spiegel. 2011) at the San Francisco Fed wrote a letter arguing that aging population bodes ill for the stock market. Figure 1: M/O ratio(Red) and PE(Blue), Dash is the projection. In response, John Cochrane wrote a blog. II What does Aging Mean for the Chinese Financial Market? Accor...

China 401k: September 2011

http://china401k.blogspot.com/2011_09_01_archive.html

A Chinese Perspective of the Retirement Finance. Saturday, September 17, 2011. Manifesto of the China 401k. The China 401k dedicates itself to the issue of retirement finance, a systemic construction of an analytic framework of retirement finance and a comprehensive evaluation of the Chinese pension system. The Analytic Framework of the Retirement Finance. This cannot be further from the truth. Retirement finance is an topic of incredible depth. That requires multidisciplinary insight. 4) In what time se...