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Santa Rosa's Mortgage Professional - 707 545-8183

Gilligan Financial : Getting the Best Santa Rosa Mortgage

http://www.gilliganfinancial.com/

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Santa Rosa's Mortgage Professional - 707 545-8183 | gilliganfinancial.com Reviews
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Gilligan Financial : Getting the Best Santa Rosa Mortgage
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KEYWORDS
1 Santa Rosa Mortgage Loans
2 Mortgage Loans
3 Mortgage Refinance
4 Refinancing
5 Mortgage Refinancing
6 purchase
7 home purchase
8 investment property
9 stearns lending
10
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apply now,about refinancing,top notch customer care,the next step,mortgage calculator,sales price,down,interest rate,term,calculate,monthly payment,phone,how escrow works,closing costs,real estate glossary,mortgage saving tips,loan application info
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Santa Rosa's Mortgage Professional - 707 545-8183 | gilliganfinancial.com Reviews

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Gilligan Financial : Getting the Best Santa Rosa Mortgage

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1

Information required on a loan application - Gilligan Financial

http://www.gilliganfinancial.com/LoanApplicationInfo

What information will be needed for the application (and how it's kept private). Here is a list of the information mortgage lenders will use to consider your loan application. Social Security Number, for borrower and co-borrower if any. For the last two years, employment dates, addresses, salary. Current pay stubs or W-2 forms. Check and Savings Accounts and Certificates of Deposit. Location of bank accounts, account numbers and balances;. Address of bank if out of town. Last 3 months' statements. Comple...

2

Glossary of Real Estate Terms – Gilligan Financial, Santa Rosa CA - Real Estate Glossary

http://www.gilliganfinancial.com/RealEstateGlossary

ABSORPTION RATE Back to top. The ratio of the number of properties in an area that have been sold against the number available. Used to show the volatility of a market. ABSTRACTION METHOD Back to top. This method of estimating the value of property uses similar properties available in the same market to extract the value of a parcel of land. ACCELERATION CLAUSE Back to top. ACCESSORY BUILDING Back to top. ACCRETION Back to top. The natural growth of a piece of land resulting from forces of nature. A type...

3

Fixed &vs. Adjustable Mortgages for Santa Rosa : Mortgage Loans for Santa Rosa : 707 545-8183

http://www.gilliganfinancial.com/FixedVs.Adjustable

Differences between adjustable and fixed loans. In the market for a mortgage? We'll be glad to talk about our mortgage offerings! Call us at 707 545-8183. Ready to get started? Loan features a fixed payment over the life of your loan. The property tax and homeowners insurance which are almost always part of the payment will go up over time, but in general, payments on these types of loans change little over the life of the loan. There are many different kinds of Adjustable Rate Mortgages.

4

Understanding how Escrow works – Gilligan Financial, Santa Rosa, CA – How Escrow Works

http://www.gilliganfinancial.com/HowEscrowWorks

The documentation the escrow holder may be collecting includes:. Fire and other insurance policies. Terms of sale and any seller-assisted financing. Requests for payment for various services to be paid out of escrow funds. At the close of escrow, payment of funds shall be made in an acceptable form to the escrow. As your real estate agent, I'll inform you of the acceptable form. The Escrow Holder Will:. The Escrow Holder Won't:. Comply with lender's requirements as specified in the escrow agreement.

5

Mortgage Savings Tips for Santa Rosa : Mortgage Loans for Santa Rosa : 707 545-8183

http://www.gilliganfinancial.com/MortgageSavingTips

Save on your Mortgage. In the market for a new mortgage? We'll be glad to discuss your mortgage needs! Give us a call today at 707 545-8183. Ready to get started? Lump Sum Extra Payment. Some folks just can't make extra payments. But remember that most mortgage contracts will allow you to make additional principal payments at any time. Whenever you get some unexpected cash, consider using this rule to make a one-time additional payment toward your principal. Fixed Vs. Adjustable. Rates and A.P.R.

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Santa Rosa's Mortgage Professional - 707 545-8183

Get the Best Mortgage Loan for You : We can help. Looking for a loan? We'd be thrilled to discuss your mortgage needs. Give us a call today at 707 545-8183. Ready to get started? Ready to take the step of purchasing a home or refinancing? Although stress may accompany purchasing a house, you can also expect a great sense of achievement. You didn't search for a home that was perfect for someone else; you looked for the home that was perfect for you! Let us show you a headache-free process from application...

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