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Tuesday, 11 December 2012. Pensions vs ISAs - how do you choose? You may be thinking “so what? Not to mention the volatility and disillusionment brought on by the financial crisis of 2008, many savers are starting to ask themselves why bother? Some are considering ISAs as a simple alternative with the added benefit of instant-access. On the surface it seems that ISAs may win out in some respects: you can currently save up to £11,280 a year in a stocks and shares ISA and you’ll pay no income tax. Had they...

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Tuesday, 11 December 2012. Pensions vs ISAs - how do you choose? You may be thinking “so what? Not to mention the volatility and disillusionment brought on by the financial crisis of 2008, many savers are starting to ask themselves why bother? Some are considering ISAs as a simple alternative with the added benefit of instant-access. On the surface it seems that ISAs may win out in some respects: you can currently save up to £11,280 a year in a stocks and shares ISA and you’ll pay no income tax. Had they...

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IW INSIGHTS | iwifa.blogspot.com Reviews

https://iwifa.blogspot.com

Tuesday, 11 December 2012. Pensions vs ISAs - how do you choose? You may be thinking “so what? Not to mention the volatility and disillusionment brought on by the financial crisis of 2008, many savers are starting to ask themselves why bother? Some are considering ISAs as a simple alternative with the added benefit of instant-access. On the surface it seems that ISAs may win out in some respects: you can currently save up to £11,280 a year in a stocks and shares ISA and you’ll pay no income tax. Had they...

INTERNAL PAGES

iwifa.blogspot.com

1

IW INSIGHTS: October 2011

http://www.iwifa.blogspot.com/2011_10_01_archive.html

Thursday, 6 October 2011. More Women Directors Will Improve Risk Management, ABI Says. Sept 28 (Bloomberg) - Britain’s biggest 350 publicly traded firms should hire more women to their boards and clearly state how they’re increasing gender diversity, according to the Association of British Insurers. The European Commission last year requested publicly traded firms to voluntarily commit to having women make up 30 percent of their boards by 2015. The proportion of women in boardrooms of the U.K&#46...Mervy...

2

IW INSIGHTS: Enhance your retirement income - with honesty

http://www.iwifa.blogspot.com/2012/11/enhance-your-retirment-income-with.html

Wednesday, 28 November 2012. Enhance your retirement income - with honesty. 8220;Annuity rates are at their lowest levels ever”, “the annuity trap”, “pension income on track for biggest fall in a decade”. However, there is a way to boost your income, in some cases, by up to 50% if you’re aware of it and you qualify. Insurers refer to them as Enhanced. Or Impaired Life Annuities. Some measures indicate that there are more than 1,500 medical conditions. An odd state of affairs with human psychology sees us...

3

IW INSIGHTS: Pensions vs ISAs - how do you choose?

http://www.iwifa.blogspot.com/2012/12/pensions-vs-isas-how-do-you-choose.html

Tuesday, 11 December 2012. Pensions vs ISAs - how do you choose? You may be thinking “so what? Not to mention the volatility and disillusionment brought on by the financial crisis of 2008, many savers are starting to ask themselves why bother? Some are considering ISAs as a simple alternative with the added benefit of instant-access. On the surface it seems that ISAs may win out in some respects: you can currently save up to £11,280 a year in a stocks and shares ISA and you’ll pay no income tax. Had they...

4

IW INSIGHTS: RDR - the swings and roundabouts of change

http://www.iwifa.blogspot.com/2012/04/rdr-swings-and-roundabouts-of-change.html

Tuesday, 10 April 2012. RDR - the swings and roundabouts of change. There is much debate and mistrust about the upcoming RDR changes within the financial services industry. With clearer charging structures (from the client’s perspective), differentiation between types of advice (genuinely independent vs restricted) and higher standards of adviser qualification, the principles of RDR are positive and logical. Hour in December 2012. A commitment to solid business processes and efficient handling of complia...

5

IW INSIGHTS: Gender Equality – is anyone a winner?

http://www.iwifa.blogspot.com/2012/10/gender-equality-is-anyone-winner.html

Wednesday, 24 October 2012. Gender Equality – is anyone a winner? Currently UK insurers have an ‘opt-out’ on the EU’s ‘Directive on Equal Treatment’ meaning that they can use gender as a determining factor when assessing and pricing insurance products. However, from the 21. What happens at the moment? Similarly, it’s a well-known (though highly-disputed! But all this will stop! December onwards gender cannot be used as a determining factor in pricing. How will this affect me? Research by MoneySupermarket...

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IW INSIGHTS

Tuesday, 11 December 2012. Pensions vs ISAs - how do you choose? You may be thinking “so what? Not to mention the volatility and disillusionment brought on by the financial crisis of 2008, many savers are starting to ask themselves why bother? Some are considering ISAs as a simple alternative with the added benefit of instant-access. On the surface it seems that ISAs may win out in some respects: you can currently save up to £11,280 a year in a stocks and shares ISA and you’ll pay no income tax. Had they...

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