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Bankruptcy

Saturday, January 24, 2009. Filing Chapter 7 Bankruptcy: A Procedural Overview. Before you'll be able to file Chapter 7 bankruptcy you'll have to pass means test.  The means test is a calculation that compares your average income for the last six months, annualized, to the average income for families of the identical size in your state. If your income is less than or equal to the state average income, you "pass" the means test and may file Chapter 7 bankruptcy. You must sign the schedules under penalty o...

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newbankruptcy.koamlaw.com

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newbankruptcylaw.com

newbankruptcylaw.com

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newbankruptcylaw.org

New Bankruptcy Laws | Bankruptcy Laws

January 17, 2014. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 makes it more difficult to discharge debts, but the process is not impossible. The main focus of the change forces filers who are in a position to repay debt to use Chapter 13 to restructure their payments. The new law change imposes a means test that must be completed before filing. The filer subtracts allowed expenses and required payments from income to identify if enough disposable income is available to restruc...

newbankruptcylawyer.com

NewBankruptcyLawyer.com | new bankruptcy lawyer

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