scoap.org.au
SCOAP | HomeSCOAP administers a No Interest Loan Scheme (NILS®) in Salisbury and also administers the Salisbury Emergency Relief Fund (SERF).
http://scoap.org.au/
SCOAP administers a No Interest Loan Scheme (NILS®) in Salisbury and also administers the Salisbury Emergency Relief Fund (SERF).
http://scoap.org.au/
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SCOAP | Home | scoap.org.au Reviews
https://scoap.org.au
SCOAP administers a No Interest Loan Scheme (NILS®) in Salisbury and also administers the Salisbury Emergency Relief Fund (SERF).
scoap.org.au
SCOAP | Contact
http://scoap.org.au/nils.php
The No Interest Loan Scheme (NILS) was originally set up by Good Shepherd Youth and Family Service nearly 30 years ago to provide interest-free loans for individuals or families on a low income. NILS is a community-based program that enables people to access fair, safe and equitable credit for the purchase of goods. Loans are affordable and are completely free of interest and fees. In addition, the NILS loan process also helps borrowers improve their savings and budgeting skills. What are NILS loans for?
SCOAP | Success Stories
http://scoap.org.au/story1.php
Back to Success Stories. Kathie (not her real name) is a single mum. With two children at school she knew her old computer was no longer good enough, and that it was important to get a better computer to help with school assignments and homework, especially for her older child. She had previously tried to access finance from other sources, including banks, stores, and rental schemes, but they did not believe she would be able to pay them back. It also reduced Kathie’s stress dramatically.
SCOAP | FAQ's
http://scoap.org.au/faq.php
Q: Do I have to live in Salisbury to access a SCOAP NILs loan. A: Yes for a minimum of 12 months, however there are other NILs programs in surrounding areas. Q: Can I use a NILS loan to repay my debts? A: No, NILS loans are for essential household items only and cannot be used for anything that has already been purchased or for consolidating debts. Q: How long will it take to process my application? Q: Do I get a cheque or cash? Q: What happens if I have difficulty repaying the loan? A: Fridges, washing ...
SCOAP | About Us
http://scoap.org.au/about.php
SCOAP (Salisbury Community Organisation Against Poverty Inc) is a Salisbury based group of individuals representing a number of agencies who work in the area. All members of SCOAP have a genuine interest in supporting and working with the local Salisbury community. SCOAP administers a No Interest Loan Scheme (NILS) in Salisbury and also administers the Salisbury Emergency Relief Fund (SERF). Like us on Facebook. Follow us on twitter.
SCOAP | Success Stories
http://scoap.org.au/story4.php
Back to Success Stories. Mike (not his real name) was worried when his hot water service started playing up and winter was approaching. When he enquired with a local church agency about borrowing some money to fix it, he was surprised he could get a NILS loan to purchase a new one. Ldquo;I had no idea about. And I'm really happy”. He told the SCOAP agency worker, “. And I think when I’ve paid this off I might buy even a new bed for myself as well”.
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SCOAP | Home
No Interest Loans Scheme (NILS ). NILS is a community-based program that enables people to access fair, safe and equitable credit for the purchase of goods and services. It offers a form of revolving community credit to low income earners - as borrowers repay their loans the funds become available to lend to other people. Mike (not his real name) was worried when his hot water service started playing up and winter was approaching. When he enquired with a local church agency about borrowing some money...
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