Global competition forces companies to optimize their cost structures even those companies that did not have to worry about price-oriented competitors in the past due to their superior technologies and outstanding product characteristics. Slow decision-making, various interfaces and complex functional governance - all too familiar problems in corporate management. Separating Ownership from Operations with Capital Light. 4 Challenges of the Financial Institutions. T 49 89 242071 0. F 49 89 242071 11.