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Residential and Commercial Advocates. Welcome to VPW and Associates. It is our objective to deliver you the best suitable souloution possible to assist you and yours with the unexpected hardship that you have experienced, and in result placed you in foreclosure proceedings. Does this sound familiar. I’ve tried to work this out with them but they’re telling me there is nothing they can do. I have tried to contact the mortgage company but they won’t call me back. Some clients call us after the Sheriff has ...

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Residential and Commercial Advocates. Welcome to VPW and Associates. It is our objective to deliver you the best suitable souloution possible to assist you and yours with the unexpected hardship that you have experienced, and in result placed you in foreclosure proceedings. Does this sound familiar. I’ve tried to work this out with them but they’re telling me there is nothing they can do. I have tried to contact the mortgage company but they won’t call me back. Some clients call us after the Sheriff has ...
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Home | vpwandassociates.com Reviews

https://vpwandassociates.com

Residential and Commercial Advocates. Welcome to VPW and Associates. It is our objective to deliver you the best suitable souloution possible to assist you and yours with the unexpected hardship that you have experienced, and in result placed you in foreclosure proceedings. Does this sound familiar. I’ve tried to work this out with them but they’re telling me there is nothing they can do. I have tried to contact the mortgage company but they won’t call me back. Some clients call us after the Sheriff has ...

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1

Glossary

http://www.vpwandassociates.com/glossary

Residential and Commercial Advocates. An option given to lenders through an acceleration clause in the mortgage or deed of trust requiring the borrower to pay the entire balance of the loan all at once if their loan is in default. A sworn statement in writing usually given while under oath or in the presence of a notary. The process in which a licensed or authorized person gives an estimate of property value. The difference between the increased value of the property and the original value. The price a p...

2

Bankruptcy FAQs

http://www.vpwandassociates.com/bankruptcy-faqs

Residential and Commercial Advocates. What is the difference between Chapter 7 and Chapter 13 bankruptcy? In Chapter 7 bankruptcy, you ask the bankruptcy court to discharge most of the debts you owe. In exchange for this discharge, the bankruptcy trustee can take any property you own that is not exempt from collection, sell it, and distribute the proceeds to your creditors. How creditors can get around the automatic stay? Will bankruptcy stop a foreclosure? The bottom line is that bankruptcy may buy you ...

3

Texas Foreclosure Laws

http://www.vpwandassociates.com/texas-foreclosure-laws

Residential and Commercial Advocates. Power of Sale Foreclosure Guidelines. If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed. Otherwise, the non-judicial power of sale foreclosure is carried out as follows:. The foreclosure sale must take place on the first Tuesday of any month, even if said Tuesday falls on a legal holiday, but only after the proper preliminary notices have been given. The ...

4

Services-Approach

http://www.vpwandassociates.com/services-approach

Residential and Commercial Advocates. A change in the terms of a loan, usually the interest rate and/or term, in response to the homeowner's inability to make the payments under the existing contract. A process where a homeowner promises to pay down past due amounts on a mortgage while continuing to make regular monthly payments on a property. The process by which a homeowner may voluntarily transfer the deed to a home to the servicer when payments cannot be made. When the servicer allows the homeowner t...

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Residential and Commercial Advocates. Welcome to VPW and Associates. It is our objective to deliver you the best suitable souloution possible to assist you and yours with the unexpected hardship that you have experienced, and in result placed you in foreclosure proceedings. Does this sound familiar. I’ve tried to work this out with them but they’re telling me there is nothing they can do. I have tried to contact the mortgage company but they won’t call me back. Some clients call us after the Sheriff has ...

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