spendingsmarts.com

Spending Smarts -- A Montreal Student's Survival Guide -- Welcome!

Are you a student? Do you want to learn how to spend less and get more? You've come to the right place. :). Holding down a minimum wage job just to pay the rent, scraping pennies together to buy a greasy lunch, paying bills in the order of who will come after you with the biggest sledgehammer. School is hard, in more ways than the obvious ones. Sometimes people out in the "real world" forget that. Where to do your banking for FREE. And where you can eat near campus. Some more tips to start. That way lies...

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Spending Smarts -- A Montreal Student's Survival Guide -- Welcome! | spendingsmarts.com Reviews

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Are you a student? Do you want to learn how to spend less and get more? You've come to the right place. :). Holding down a minimum wage job just to pay the rent, scraping pennies together to buy a greasy lunch, paying bills in the order of who will come after you with the biggest sledgehammer. School is hard, in more ways than the obvious ones. Sometimes people out in the real world forget that. Where to do your banking for FREE. And where you can eat near campus. Some more tips to start. That way lies...

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1 follow @spendingsmartz

2 student beware

3 and offer suggestions

4 banking

5 what's that

6 savings

7 starting from zero

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Spending Smarts -- A Montreal Student's Survival Guide -- Welcome! | spendingsmarts.com Reviews

https://spendingsmarts.com

Are you a student? Do you want to learn how to spend less and get more? You've come to the right place. :). Holding down a minimum wage job just to pay the rent, scraping pennies together to buy a greasy lunch, paying bills in the order of who will come after you with the biggest sledgehammer. School is hard, in more ways than the obvious ones. Sometimes people out in the "real world" forget that. Where to do your banking for FREE. And where you can eat near campus. Some more tips to start. That way lies...

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spendingsmarts.com

1

Spending Smarts -- A Montreal Student's Survival Guide -- Savings

http://www.spendingsmarts.com/savings

Get $25 for opening a savings account with Tangerine and depositing $100, or $50 for depositing $250. How does it rate? You may have noticed that earning interest wasn't mentioned at all in the previous section on banking. That's because most Canadian banks won't pay you more than pennies in interest on your money. Even their "high-interest" savings accounts generally come with minimum balances and relatively low rates. There are smarter options. Yes, they'll pay YOU. Interest-ed? Up to $150 total! The c...

2

Spending Smarts -- A Montreal Student's Survival Guide -- Food

http://www.spendingsmarts.com/food

Even a starving student has to eat. Or should we say "especially" the starving student? But with limited amounts of time between classes, and meager available funds, sometimes it might seem easier to just skip meals. Easier maybe, but it can't be good. There are other options. Dirt cheap or less. Did you know you can eat for free at Concordia? These aren't your grandmother's coupons. If you have to buy your own groceries, why not bring a few coupons to the store to save some money? Cooking can be fun&#46...

3

Spending Smarts -- A Montreal Student's Survival Guide -- Savings

http://www.spendingsmarts.com/credit

Let me give you my card. Despite the pitfalls of credit cards, used responsibly they are invaluable tools. They are necessary to take advantage of many of the deals found on this site. If you don't have one, you'll have to get a friend of family member to help you out, though there are sometimes workarounds you can use yourself. To avoid wasting money on interest charges, always plan to pay the full balance when you get your credit card bill and never spend money you don't have in the bank. Okay? But rem...

4

Spending Smarts -- A Montreal Student's Survival Guide -- Entertainment

http://www.spendingsmarts.com/entertainment

At the end of a long day, week, or semester, you may feel the need to reward yourself. You deserve a treat, don't you? Spend money to save money? And you can preview what's inside to help you decide if it's worthwhile. (Note that the movie passes advertised are not available to Canada.). How does the Opera sound? If they're playing something that interests you, they're certainly worth a look! Downloading ill legal music. Every week the iTunes music store offers a free download. iTunes, of course, is ...

5

Spending Smarts -- A Montreal Student's Survival Guide -- Tools

http://www.spendingsmarts.com/tools

Maybe we can help you find it. Find the best deals on books. The tools in the online shopping section will allow you to search for deals on your books using your ID if you're a Concordia student, or search by ISBN if you're not or if the book you want isn't on your booklist. You can get more information about the respective etailers there too. Here's a chart of all the Student Banking Plans offered by Canadian banks, with prices, features, and eligibility requirements. Map of bank locations. We made a map.

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Spending Smarts -- A Montreal Student's Survival Guide -- Welcome!

Are you a student? Do you want to learn how to spend less and get more? You've come to the right place. :). Holding down a minimum wage job just to pay the rent, scraping pennies together to buy a greasy lunch, paying bills in the order of who will come after you with the biggest sledgehammer. School is hard, in more ways than the obvious ones. Sometimes people out in the "real world" forget that. Where to do your banking for FREE. And where you can eat near campus. Some more tips to start. That way lies...

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